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Floor
1/F C
517 ft²
1/F D
307 ft²
1/F E
485 ft²
1/F F
399 ft²
1/F H
319 ft²
1/F J
392 ft²
1/F K
392 ft²
2/F C
517 ft²
2/F D
345 ft²
2/F G
347 ft²
2/F H
355 ft²
2/F K
337 ft²
2/F L
467 ft²
3/F C
517 ft²
3/F D
345 ft²
3/F F
438 ft²
3/F H
355 ft²
3/F J
430 ft²
3/F K
374 ft²
5/F C
516 ft²
5/F D
345 ft²
5/F E
523 ft²
5/F F
438 ft²
5/F J
430 ft²
5/F K
376 ft²
6/F F
438 ft²
Crescira AVM · estimated value
● Medium confidence
HK$5.28M
≈ HK$10,204 / ft² saleable
· updated 2026-06-01
Not an offer or formal valuation
Fully appraised
HIBOR 1M · 3.9%
Prime · 6.125%
At today's rate and a 90% mortgage, the deposit on this unit is about HK$528K, with repayments around HK$23,012/mo for the first 5 years.
Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$21,654
−HK$1,358/mo
▼ 0.25% · 3.875%
HK$22,327
−HK$685/mo
Today · 4.125%
HK$23,012
baseline
▲ 0.50% · 4.625%
HK$24,412
+HK$1,400/mo
Deposit HK$528K · loan HK$4.75M · min. income ≈ HK$46,024/mo (50% DSR)
Upfront cash ≈ HK$646K (deposit + AVD stamp duty HK$118,703 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
Affordability check
of income on repayments ·
QoL Matrix
View full Quality-of-Life page →
Government open data
Nearest MTR
Mass Transit Railway Fanling Station
≈ 133 min walk · 10,595 m
Education
2
schools within 1 km (1 within 500 m)
Daily convenience
2
within 1 km (2 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
8
parks, libraries, sports within 1 km
Green space & leisure — 8 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 2/F
- Flat
- C
- Saleable Area
- 517 Saleable ft²
- District
- North District · New Territories East
- School net (POA)
- 83
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-05-21 | HK$5.71M | — |
Other appraised units in this building
Data sourced from Renavon.com