19/F C
in The Metro City Phase 1 METRO CITY PHASE 1 TOWER 4
Tseung Kwan O (Sai Kung District) · Kowloon
Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$579K, with repayments around HK$25,240/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$579K · loan HK$5.21M · min. income ≈ HK$50,480/mo (50% DSR)
Upfront cash ≈ HK$709K (deposit + AVD stamp duty HK$130,199 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Mass Transit Railway Po Lam Station Station.
Family-friendly — 46 schools within a 1 km walk.
Everyday convenience — 32 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 28 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 19/F
- Flat
- C
- Saleable Area
- 364 Saleable ft²
- Gross Area
- 487 ft²
- Efficiency
- 75%
- District
- Tseung Kwan O (Sai Kung District) · Kowloon
- School net (POA)
- 95
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-10-22 | HK$5.12M | +106.5% 15.0y · 7.0%/yr |
| 2010-11-05 | HK$2.48M | +28.5% |
| 2008-01-03 | HK$1.93M | −3.5% |
| 1999-08-13 | HK$2.00M | −13.0% |
| 1996-07-16 | HK$2.30M | — |