30/F D
in The Metro City Phase 1 METRO CITY PHASE 1 TOWER 4
Tseung Kwan O (Sai Kung District) · Kowloon
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At today's rate and a 90% mortgage, the deposit on this unit is about HK$779K, with repayments around HK$33,977/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$779K · loan HK$7.01M · min. income ≈ HK$67,954/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$233,692 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Mass Transit Railway Po Lam Station Station.
Family-friendly — 46 schools within a 1 km walk.
Everyday convenience — 32 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 28 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 30/F
- Flat
- D
- Saleable Area
- 526 Saleable ft²
- Gross Area
- 698 ft²
- Efficiency
- 75%
- District
- Tseung Kwan O (Sai Kung District) · Kowloon
- School net (POA)
- 95
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-08-26 | HK$7.35M | +72.5% 10.2y · 7.0%/yr |
| 2012-07-04 | HK$4.26M | +90.2% |
| 2007-09-27 | HK$2.24M | −51.9% |
| 1997-11-05 | HK$4.66M | +35.9% |
| 1996-08-01 | HK$3.43M | — |