40/F D
in The Metro City Phase 1 METRO CITY PHASE 1 TOWER 1
Tseung Kwan O (Sai Kung District) · Kowloon
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At today's rate and a 90% mortgage, the deposit on this unit is about HK$662K, with repayments around HK$28,866/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$662K · loan HK$5.96M · min. income ≈ HK$57,732/mo (50% DSR)
Upfront cash ≈ HK$859K (deposit + AVD stamp duty HK$196,775 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to Mass Transit Railway Po Lam Station Station.
Family-friendly — 45 schools within a 1 km walk.
Everyday convenience — 27 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 28 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 40/F
- Flat
- D
- Saleable Area
- 420 Saleable ft²
- Gross Area
- 584 ft²
- Efficiency
- 72%
- District
- Tseung Kwan O (Sai Kung District) · Kowloon
- School net (POA)
- 95
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-05-05 | HK$7.45M | +153.4% 11.4y · 13.0%/yr |
| 2010-12-13 | HK$2.94M | +17.6% |
| 2008-02-22 | HK$2.50M | +32.3% |
| 2006-03-31 | HK$1.89M | −20.6% |
| 1998-08-15 | HK$2.38M | −33.7% |
| 1997-02-26 | HK$3.59M | — |