2/F B
in The Metro City Phase 1 METRO CITY PHASE 1 TOWER 1
Tseung Kwan O (Sai Kung District) · Kowloon
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At today's rate and a 90% mortgage, the deposit on this unit is about HK$555K, with repayments around HK$24,204/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$555K · loan HK$4.99M · min. income ≈ HK$48,408/mo (50% DSR)
Upfront cash ≈ HK$680K (deposit + AVD stamp duty HK$124,851 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to Mass Transit Railway Po Lam Station Station.
Family-friendly — 45 schools within a 1 km walk.
Everyday convenience — 27 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 28 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 2/F
- Flat
- B
- Saleable Area
- 364 Saleable ft²
- Gross Area
- 511 ft²
- Efficiency
- 71%
- District
- Tseung Kwan O (Sai Kung District) · Kowloon
- School net (POA)
- 95
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-08-09 | HK$6.35M | +58.8% 6.3y · 9.0%/yr |
| 2016-05-05 | HK$4.00M | +81.8% 5.7y · 14.0%/yr |
| 2010-07-28 | HK$2.20M | +19.6% |
| 2008-09-22 | HK$1.84M | +84.0% |
| 2003-09-27 | HK$1.00M | −68.8% |
| 1997-07-16 | HK$3.20M | +49.5% |
| 1996-07-20 | HK$2.14M | — |