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At today's rate and a 90% mortgage, the deposit on this unit is about HK$606K, with repayments around HK$26,428/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$606K · loan HK$5.45M · min. income ≈ HK$52,856/mo (50% DSR)
Upfront cash ≈ HK$747K (deposit + AVD stamp duty HK$140,895 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway Po Lam Station Station.
Family-friendly — 33 schools within a 1 km walk.
Everyday convenience — 24 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 23 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 9/F
- Flat
- E
- Saleable Area
- 604 Saleable ft²
- Gross Area
- 781 ft²
- Efficiency
- 77%
- District
- Tseung Kwan O (Sai Kung District) · Kowloon
- School net (POA)
- 95
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-09-02 | HK$5.40M | −22.9% 3.8y · −6.0%/yr |
| 2021-11-03 | HK$7.00M | +0.0% 2.2y · 0.0%/yr |
| 2019-08-28 | HK$7.00M | +148.2% 8.6y · 17.0%/yr |
| 2011-01-26 | HK$2.82M | +41.7% |
| 2004-06-09 | HK$1.99M | — |