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At today's rate and a 90% mortgage, the deposit on this unit is about HK$602K, with repayments around HK$26,258/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$602K · loan HK$5.42M · min. income ≈ HK$52,516/mo (50% DSR)
Upfront cash ≈ HK$739K (deposit + AVD stamp duty HK$136,993 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway Po Lam Station Station.
Family-friendly — 33 schools within a 1 km walk.
Everyday convenience — 24 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 23 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 7/F
- Flat
- B
- Saleable Area
- 601 Saleable ft²
- Gross Area
- 786 ft²
- Efficiency
- 76%
- District
- Tseung Kwan O (Sai Kung District) · Kowloon
- School net (POA)
- 95
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-10-06 | HK$7.65M | +27.5% 3.3y · 8.0%/yr |
| 2017-06-22 | HK$6.00M | +77.5% 5.1y · 15.0%/yr |
| 2012-04-24 | HK$3.38M | +39.1% |
| 2008-05-08 | HK$2.43M | +36.5% |
| 2005-02-18 | HK$1.78M | −2.2% |
| 2004-06-17 | HK$1.82M | — |