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At today's rate and a 90% mortgage, the deposit on this unit is about HK$657K, with repayments around HK$28,656/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$657K · loan HK$5.91M · min. income ≈ HK$57,312/mo (50% DSR)
Upfront cash ≈ HK$849K (deposit + AVD stamp duty HK$191,970 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 7 min walk to Mass Transit Railway Po Lam Station Station.
Family-friendly — 33 schools within a 1 km walk.
Everyday convenience — 24 shopping and daily-needs spots nearby.
Healthcare close by — 2 hospitals/clinics within 1 km.
Green space & leisure — 23 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 29/F
- Flat
- D
- Saleable Area
- 604 Saleable ft²
- Gross Area
- 780 ft²
- Efficiency
- 77%
- District
- Tseung Kwan O (Sai Kung District) · Kowloon
- School net (POA)
- 95
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-03-07 | HK$5.83M | −9.6% 6.4y · −2.0%/yr |
| 2017-11-01 | HK$6.45M | +43.3% 3.7y · 12.0%/yr |
| 2014-03-11 | HK$4.50M | +134.4% |
| 2009-03-19 | HK$1.92M | +0.0% |
| 2006-01-26 | HK$1.92M | −7.7% |
| 2004-06-11 | HK$2.08M | — |