31/F B

Tseung Kwan O (Sai Kung District) · Kowloon

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Floor

1/F A 596 ft² 1/F B 588 ft² 1/F C 497 ft² 1/F D 604 ft² 1/F E 604 ft² 1/F F 466 ft² 1/F G 588 ft² 1/F H 596 ft² 2/F A 656 ft² 2/F B 601 ft² 2/F C 497 ft² 2/F D 604 ft² 2/F E 567 ft² 2/F F 497 ft² 2/F G 601 ft² 2/F H 656 ft² 3/F A 656 ft² 3/F B 601 ft² 3/F C 497 ft² 3/F D 604 ft² 3/F E 604 ft² 3/F F 497 ft² 3/F G 577 ft² 3/F H 656 ft² 4/F A 656 ft² 4/F B 577 ft² 4/F C 497 ft² 4/F D 604 ft² 4/F E 604 ft² 4/F F 497 ft² 4/F G 4/F H 656 ft² 5/F A 637 ft² 5/F B 601 ft² 5/F C 497 ft² 5/F D 5/F E 604 ft² 5/F F 5/F G 5/F H 656 ft² 6/F A 656 ft² 6/F B 577 ft² 6/F C 466 ft² 6/F D 604 ft² 6/F E 604 ft² 6/F F 6/F G 6/F H 7/F A 7/F B 601 ft² 7/F C 497 ft² 7/F D 604 ft² 7/F E 567 ft² 7/F F 497 ft² 7/F G 577 ft² 7/F H 656 ft² 8/F B 601 ft² 8/F C 497 ft² 8/F D 604 ft² 8/F E 604 ft² 8/F F 466 ft² 8/F G 601 ft² 8/F H 656 ft² 9/F A 656 ft² 9/F B 577 ft² 9/F C 497 ft² 9/F D 9/F E 604 ft² 9/F G 601 ft² 9/F H 656 ft² 9/F F 497 ft² 10/F A 656 ft² 10/F B 601 ft² 10/F C 497 ft² 10/F D 604 ft² 10/F E 604 ft² 10/F F 497 ft² 10/F G 601 ft² 10/F H 656 ft² 11/F A 656 ft² 11/F B 601 ft² 11/F C 497 ft² 11/F D 567 ft² 11/F E 604 ft² 11/F F 497 ft² 11/F G 601 ft² 11/F H 656 ft² 12/F B 601 ft² 12/F C 497 ft² 12/F D 604 ft² 12/F E 604 ft² 12/F F 497 ft² 12/F G 601 ft² 12/F H 12/F A 656 ft² 13/F A 656 ft² 13/F B 577 ft² 13/F C 497 ft² 13/F D 567 ft² 13/F E 604 ft² 13/F F 497 ft² 13/F G 601 ft² 13/F H 14/F A 656 ft² 14/F B 601 ft² 14/F C 497 ft² 14/F D 567 ft² 14/F E 604 ft² 14/F F 497 ft² 14/F G 601 ft² 14/F H 656 ft² 15/F A 637 ft² 15/F B 577 ft² 15/F C 466 ft² 15/F D 567 ft² 15/F E 567 ft² 15/F F 466 ft² 15/F G 577 ft² 15/F H 656 ft² 16/F A 656 ft² 16/F B 601 ft² 16/F C 497 ft² 16/F D 604 ft² 16/F E 604 ft² 16/F F 497 ft² 16/F G 601 ft² 16/F H 656 ft² 17/F A 656 ft² 17/F B 601 ft² 17/F C 497 ft² 17/F D 604 ft² 17/F E 604 ft² 17/F F 497 ft² 17/F G 601 ft² 17/F H 637 ft² 18/F A 656 ft² 18/F B 601 ft² 18/F C 497 ft² 18/F D 604 ft² 18/F E 604 ft² 18/F F 497 ft² 18/F G 601 ft² 18/F H 656 ft² 19/F A 656 ft² 19/F B 601 ft² 19/F C 497 ft² 19/F D 604 ft² 19/F E 604 ft² 19/F F 497 ft² 19/F G 601 ft² 19/F H 656 ft² 20/F A 656 ft² 20/F B 601 ft² 20/F C 497 ft² 20/F D 604 ft² 20/F E 567 ft² 20/F F 497 ft² 20/F G 601 ft² 20/F H 656 ft² 21/F A 656 ft² 21/F B 601 ft² 21/F C 497 ft² 21/F D 604 ft² 21/F E 604 ft² 21/F F 497 ft² 21/F G 601 ft² 21/F H 656 ft² 22/F A 656 ft² 22/F B 601 ft² 22/F C 497 ft² 22/F D 567 ft² 22/F E 604 ft² 22/F F 466 ft² 22/F G 601 ft² 22/F H 656 ft² 23/F A 656 ft² 23/F B 601 ft² 23/F C 497 ft² 23/F D 604 ft² 23/F E 604 ft² 23/F F 466 ft² 23/F G 577 ft² 23/F H 656 ft² 24/F B 595 ft² 24/F C 503 ft² 24/F D 583 ft² 24/F E 604 ft² 24/F F 503 ft² 24/F G 595 ft² 25/F B 595 ft² 25/F C 503 ft² 25/F D 604 ft² 25/F E 604 ft² 25/F G 595 ft² 25/F F 503 ft² 26/F B 584 ft² 26/F C 503 ft² 26/F D 604 ft² 26/F E 604 ft² 26/F F 503 ft² 26/F G 595 ft² 27/F B 595 ft² 27/F C 484 ft² 27/F D 604 ft² 27/F E 604 ft² 27/F F 484 ft² 27/F G 595 ft² 28/F B 584 ft² 28/F C 503 ft² 28/F D 604 ft² 28/F E 583 ft² 28/F F 503 ft² 28/F G 595 ft² 29/F B 595 ft² 29/F C 503 ft² 29/F D 604 ft² 29/F E 604 ft² 29/F F 503 ft² 29/F G 595 ft² 30/F B 584 ft² 30/F C 484 ft² 30/F D 583 ft² 30/F E 604 ft² 30/F F 30/F G 595 ft² 31/F B 595 ft² 31/F C 503 ft² 31/F D 604 ft² 31/F E 604 ft² 31/F F 503 ft² 31/F G 595 ft² 32/F B 595 ft² 32/F C 503 ft² 32/F D 604 ft² 32/F E 604 ft² 32/F F 503 ft² 32/F G 595 ft² 33/F B 595 ft² 33/F C 503 ft² 33/F D 604 ft² 33/F E 604 ft² 33/F F 503 ft² 33/F G 595 ft² 34/F B 595 ft² 34/F C 503 ft² 34/F D 604 ft² 34/F E 604 ft² 34/F F 503 ft² 34/F G 595 ft² 35/F B 595 ft² 35/F C 503 ft² 35/F D 604 ft² 35/F E 604 ft² 35/F F 503 ft² 35/F G 595 ft² 36/F B 595 ft² 36/F C 503 ft² 36/F D 604 ft² 36/F E 604 ft² 36/F F 503 ft² 36/F G 595 ft² 37/F B 595 ft² 37/F C 503 ft² 37/F D 604 ft² 37/F E 37/F F 503 ft² 37/F G 595 ft² 38/F B 595 ft² 38/F C 503 ft² 38/F D 604 ft² 38/F E 604 ft² 38/F F 503 ft² 38/F G 595 ft² 39/F B 595 ft² 39/F C 503 ft² 39/F D 604 ft² 39/F E 604 ft² 39/F F 503 ft² 39/F G 595 ft² 40/F B 595 ft² 40/F C 503 ft² 40/F D 604 ft² 40/F E 604 ft² 40/F F 503 ft² 40/F G 595 ft² 41/F B 595 ft² 41/F C 503 ft² 41/F D 604 ft² 41/F E 604 ft² 41/F F 503 ft² 41/F G 595 ft²

Estimate Mortgage & QoL Unit Information Transaction History

Crescira AVM · estimated value ● Medium confidence

HK$6.47M

≈ HK$10,880 / ft² saleable · updated 2026-06-01

Not an offer or formal valuation

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$647K, with repayments around HK$28,238/mo for the first 5 years.

Open full planner → Compare mortgage offers →

Mortgage plan · rate basis

H-plan · HIBOR + 1.30%

5.2% → capped 4.125%

P-plan · P − 2.00%

4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment

LTV

Term

▼ 0.50% · 3.625%

HK$26,572

−HK$1,666/mo

▼ 0.25% · 3.875%

HK$27,398

−HK$840/mo

Today · 4.125%

HK$28,238

baseline

▲ 0.50% · 4.625%

HK$29,956

+HK$1,718/mo

Deposit HK$647K · loan HK$5.83M · min. income ≈ HK$56,476/mo (50% DSR)

Upfront cash ≈ HK$830K (deposit + AVD stamp duty HK$182,384 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data

Nearest MTR

Mass Transit Railway Po Lam Station

≈ 7 min walk · 492 m

Education

schools within 1 km (17 within 500 m)

Daily convenience

within 1 km (15 within 500 m)

Health

hospitals/clinics within 1 km

Recreation

parks, libraries, sports within 1 km

Excellent connectivity — about 7 min walk to Mass Transit Railway Po Lam Station Station.

Family-friendly — 33 schools within a 1 km walk.

Everyday convenience — 24 shopping and daily-needs spots nearby.

Healthcare close by — 2 hospitals/clinics within 1 km.

Green space & leisure — 23 parks, libraries and sports venues nearby.

Location

Unit Information

Floor: 31/F
Flat: B
Saleable Area: 595 Saleable ft²
Gross Area: 778 ft²
Efficiency: 76%
District: Tseung Kwan O (Sai Kung District) · Kowloon
School net (POA): 95

Transaction History

Date	Price	Gain / loss	$/ft²	$/ft² gross
2024-07-18	HK$5.75M	−15.4% 4.3y · −4.0%/yr	HK$9,664	HK$7,391
2020-04-27	HK$6.80M	+17.2% 3.3y · 5.0%/yr	HK$11,429	HK$8,740
2016-12-12	HK$5.80M	+143.7% 11.5y · 13.0%/yr	HK$9,748	HK$7,455
2005-06-23	HK$2.38M	—	HK$4,000	—

Other appraised units in this building

Data sourced from Renavon.com