38/F 5

in KWONG MING COURT KWONG SUI HOUSE (BLOCK D)

Tseung Kwan O (Sai Kung District) · Kowloon

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1/F 10 601 ft² 1/F 12 539 ft² 1/F 13 539 ft² 1/F 14 433 ft² 1/F 15 433 ft² 1/F 4 539 ft² 1/F 8 646 ft² 1/F 3 601 ft² 2/F 11 601 ft² 2/F 14 433 ft² 2/F 9 646 ft² 3/F 10 601 ft² 3/F 15 433 ft² 3/F 16 646 ft² 3/F 2 601 ft² 3/F 9 646 ft² 4/F 10 601 ft² 4/F 11 601 ft² 4/F 2 601 ft² 4/F 8 646 ft² 4/F 9 646 ft² 5/F 12 539 ft² 5/F 4 539 ft² 5/F 5 539 ft² 5/F 6 433 ft² 5/F 7 433 ft² 5/F 9 646 ft² 6/F 10 601 ft² 6/F 11 601 ft² 6/F 12 539 ft² 6/F 2 601 ft² 6/F 4 539 ft² 7/F 15 433 ft² 7/F 2 601 ft² 7/F 3 601 ft² 7/F 6 433 ft² 7/F 8 646 ft² 8/F 1 646 ft² 8/F 11 601 ft² 8/F 13 539 ft² 8/F 3 601 ft² 8/F 6 433 ft² 8/F 7 433 ft² 9/F 13 539 ft² 9/F 16 646 ft² 9/F 5 539 ft² 10/F 13 539 ft² 10/F 14 433 ft² 10/F 3 601 ft² 10/F 5 539 ft² 11/F 1 646 ft² 11/F 14 433 ft² 11/F 16 646 ft² 11/F 4 539 ft² 11/F 5 539 ft² 12/F 1 646 ft² 12/F 12 539 ft² 12/F 15 433 ft² 12/F 3 601 ft² 12/F 5 539 ft² 13/F 11 601 ft² 13/F 15 433 ft² 13/F 2 13/F 3 601 ft² 13/F 4 539 ft² 14/F 12 539 ft² 14/F 14 433 ft² 14/F 16 646 ft² 14/F 5 539 ft² 14/F 6 433 ft² 15/F 12 539 ft² 15/F 14 433 ft² 15/F 16 646 ft² 15/F 5 539 ft² 15/F 6 433 ft² 16/F 5 539 ft² 16/F 7 433 ft² 17/F 10 601 ft² 17/F 3 601 ft² 17/F 7 433 ft² 18/F 10 597 ft² 18/F 11 597 ft² 18/F 12 535 ft² 18/F 14 429 ft² 18/F 15 429 ft² 18/F 16 639 ft² 18/F 7 429 ft² 18/F 8 639 ft² 18/F 9 639 ft² 19/F 12 535 ft² 19/F 14 429 ft² 19/F 15 429 ft² 19/F 16 639 ft² 19/F 3 597 ft² 19/F 5 535 ft² 19/F 6 429 ft² 19/F 9 639 ft² 20/F 16 639 ft² 20/F 6 429 ft² 20/F 9 639 ft² 21/F 10 597 ft² 21/F 11 597 ft² 21/F 14 429 ft² 21/F 5 535 ft² 21/F 6 429 ft² 21/F 7 429 ft² 22/F 10 597 ft² 22/F 2 597 ft² 22/F 4 535 ft² 22/F 5 535 ft² 22/F 6 429 ft² 22/F 7 429 ft² 23/F 14 429 ft² 23/F 2 597 ft² 23/F 3 597 ft² 23/F 4 535 ft² 23/F 7 429 ft² 23/F 8 639 ft² 24/F 12 535 ft² 24/F 6 429 ft² 24/F 9 639 ft² 25/F 1 639 ft² 25/F 15 429 ft² 25/F 16 639 ft² 26/F 11 597 ft² 26/F 4 535 ft² 27/F 12 535 ft² 27/F 13 535 ft² 27/F 14 429 ft² 27/F 2 597 ft² 27/F 3 597 ft² 27/F 4 535 ft² 27/F 5 535 ft² 28/F 1 634 ft² 28/F 12 530 ft² 28/F 13 530 ft² 28/F 14 426 ft² 28/F 2 594 ft² 28/F 6 426 ft² 29/F 10 594 ft² 29/F 11 594 ft² 29/F 16 634 ft² 29/F 3 594 ft² 29/F 4 530 ft² 29/F 5 530 ft² 29/F 6 426 ft² 30/F 10 594 ft² 30/F 14 426 ft² 30/F 3 594 ft² 30/F 8 634 ft² 31/F 1 634 ft² 31/F 10 31/F 5 530 ft² 31/F 7 426 ft² 31/F 16 634 ft² 32/F 10 594 ft² 32/F 16 634 ft² 32/F 3 594 ft² 33/F 13 530 ft² 33/F 4 530 ft² 33/F 5 530 ft² 33/F 8 634 ft² 34/F 14 426 ft² 34/F 4 530 ft² 34/F 6 426 ft² 34/F 7 426 ft² 34/F 8 634 ft² 34/F 9 634 ft² 35/F 15 426 ft² 35/F 7 426 ft² 35/F 9 634 ft² 36/F 1 634 ft² 36/F 12 530 ft² 36/F 15 426 ft² 36/F 3 594 ft² 36/F 5 530 ft² 36/F 7 426 ft² 37/F 2 594 ft² 37/F 7 426 ft² 37/F 9 634 ft² 38/F 15 426 ft² 38/F 16 634 ft² 38/F 3 594 ft² 38/F 5 530 ft² 38/F 7 426 ft² 38/F 9 634 ft²

Estimate Mortgage & QoL Unit Information Transaction History

Crescira AVM · estimated value ● Medium confidence

HK$4.86M

≈ HK$9,173 / ft² saleable · updated 2026-06-01

Not an offer or formal valuation

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$486K, with repayments around HK$21,206/mo for the first 5 years.

Open full planner → Compare mortgage offers →

Mortgage plan · rate basis

H-plan · HIBOR + 1.30%

5.2% → capped 4.125%

P-plan · P − 2.00%

4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment

LTV

Term

▼ 0.50% · 3.625%

HK$19,955

−HK$1,251/mo

▼ 0.25% · 3.875%

HK$20,575

−HK$631/mo

Today · 4.125%

HK$21,206

baseline

▲ 0.50% · 4.625%

HK$22,496

+HK$1,290/mo

Deposit HK$486K · loan HK$4.38M · min. income ≈ HK$42,412/mo (50% DSR)

Upfront cash ≈ HK$590K (deposit + AVD stamp duty HK$103,674 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data

Nearest MTR

Mass Transit Railway Tseung Kwan O Station

≈ 8 min walk · 594 m

Education

106

schools within 1 km (33 within 500 m)

Daily convenience

within 1 km (13 within 500 m)

Health

hospitals/clinics within 1 km

Recreation

parks, libraries, sports within 1 km

Excellent connectivity — about 8 min walk to Mass Transit Railway Tseung Kwan O Station Station.

Family-friendly — 106 schools within a 1 km walk.

Everyday convenience — 67 shopping and daily-needs spots nearby.

Healthcare close by — 4 hospitals/clinics within 1 km.

Green space & leisure — 61 parks, libraries and sports venues nearby.

Location

Unit Information

Floor: 38/F
Flat: 5
Saleable Area: 530 Saleable ft²
Gross Area: 708 ft²
Efficiency: 75%
District: Tseung Kwan O (Sai Kung District) · Kowloon
School net (POA): 95

Transaction History

Date	Price	Gain / loss	$/ft²	$/ft² gross
2017-09-13	HK$3.95M	—	HK$7,453	HK$5,579

Other appraised units in this building

Data sourced from Renavon.com