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At today's rate and a 90% mortgage, the deposit on this unit is about HK$435K, with repayments around HK$18,984/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$435K · loan HK$3.92M · min. income ≈ HK$37,968/mo (50% DSR)
Upfront cash ≈ HK$501K (deposit + AVD stamp duty HK$65,285 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Sheung Shui Station Station.
Family-friendly — 34 schools within a 1 km walk.
Everyday convenience — 25 shopping and daily-needs spots nearby.
Healthcare close by — 7 hospitals/clinics within 1 km.
Green space & leisure — 55 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 8/F
- Flat
- A
- Saleable Area
- 394 Saleable ft²
- Gross Area
- 550 ft²
- Efficiency
- 72%
- District
- North District · New Territories East
- School net (POA)
- 80
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-05-31 | HK$4.43M | +12.2% 7.4y · 2.0%/yr |
| 2017-01-09 | HK$3.95M | +150.0% 7.3y · 20.0%/yr |
| 2009-09-01 | HK$1.58M | +11.3% |
| 2008-03-27 | HK$1.42M | −15.5% |
| 1999-12-21 | HK$1.68M | — |