▼ 0.50% · 3.625%
HK$4,955
−HK$311/mo
▼ 0.25% · 3.875%
HK$5,109
−HK$157/mo
Today · 4.125%
HK$5,266
baseline
▲ 0.50% · 4.625%
HK$5,586
+HK$320/mo
Deposit HK$1.09M · loan HK$1.09M · min. income ≈ HK$10,532/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,512
−HK$298/mo
▼ 0.25% · 3.875%
HK$5,660
−HK$150/mo
Today · 4.125%
HK$5,810
baseline
▲ 0.50% · 4.625%
HK$6,117
+HK$307/mo
Deposit HK$1.09M · loan HK$1.09M · min. income ≈ HK$11,620/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,451
−HK$341/mo
▼ 0.25% · 3.875%
HK$5,620
−HK$172/mo
Today · 4.125%
HK$5,792
baseline
▲ 0.50% · 4.625%
HK$6,145
+HK$353/mo
Deposit HK$978K · loan HK$1.20M · min. income ≈ HK$11,584/mo (50% DSR)
Upfront cash ≈ HK$978K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,064
−HK$327/mo
▼ 0.25% · 3.875%
HK$6,226
−HK$165/mo
Today · 4.125%
HK$6,391
baseline
▲ 0.50% · 4.625%
HK$6,728
+HK$337/mo
Deposit HK$978K · loan HK$1.20M · min. income ≈ HK$12,782/mo (50% DSR)
Upfront cash ≈ HK$978K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,946
−HK$373/mo
▼ 0.25% · 3.875%
HK$6,131
−HK$188/mo
Today · 4.125%
HK$6,319
baseline
▲ 0.50% · 4.625%
HK$6,703
+HK$384/mo
Deposit HK$869K · loan HK$1.30M · min. income ≈ HK$12,638/mo (50% DSR)
Upfront cash ≈ HK$869K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,615
−HK$357/mo
▼ 0.25% · 3.875%
HK$6,792
−HK$180/mo
Today · 4.125%
HK$6,972
baseline
▲ 0.50% · 4.625%
HK$7,340
+HK$368/mo
Deposit HK$869K · loan HK$1.30M · min. income ≈ HK$13,944/mo (50% DSR)
Upfront cash ≈ HK$869K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,442
−HK$404/mo
▼ 0.25% · 3.875%
HK$6,642
−HK$204/mo
Today · 4.125%
HK$6,846
baseline
▲ 0.50% · 4.625%
HK$7,262
+HK$416/mo
Deposit HK$761K · loan HK$1.41M · min. income ≈ HK$13,692/mo (50% DSR)
Upfront cash ≈ HK$761K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,166
−HK$387/mo
▼ 0.25% · 3.875%
HK$7,358
−HK$195/mo
Today · 4.125%
HK$7,553
baseline
▲ 0.50% · 4.625%
HK$7,951
+HK$398/mo
Deposit HK$761K · loan HK$1.41M · min. income ≈ HK$15,106/mo (50% DSR)
Upfront cash ≈ HK$761K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,937
−HK$435/mo
▼ 0.25% · 3.875%
HK$7,153
−HK$219/mo
Today · 4.125%
HK$7,372
baseline
▲ 0.50% · 4.625%
HK$7,821
+HK$449/mo
Deposit HK$652K · loan HK$1.52M · min. income ≈ HK$14,744/mo (50% DSR)
Upfront cash ≈ HK$652K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,717
−HK$417/mo
▼ 0.25% · 3.875%
HK$7,924
−HK$210/mo
Today · 4.125%
HK$8,134
baseline
▲ 0.50% · 4.625%
HK$8,563
+HK$429/mo
Deposit HK$652K · loan HK$1.52M · min. income ≈ HK$16,268/mo (50% DSR)
Upfront cash ≈ HK$652K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,433
−HK$466/mo
▼ 0.25% · 3.875%
HK$7,664
−HK$235/mo
Today · 4.125%
HK$7,899
baseline
▲ 0.50% · 4.625%
HK$8,379
+HK$480/mo
Deposit HK$543K · loan HK$1.63M · min. income ≈ HK$15,798/mo (50% DSR)
Upfront cash ≈ HK$543K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,269
−HK$446/mo
▼ 0.25% · 3.875%
HK$8,490
−HK$225/mo
Today · 4.125%
HK$8,715
baseline
▲ 0.50% · 4.625%
HK$9,175
+HK$460/mo
Deposit HK$543K · loan HK$1.63M · min. income ≈ HK$17,430/mo (50% DSR)
Upfront cash ≈ HK$543K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,928
−HK$497/mo
▼ 0.25% · 3.875%
HK$8,175
−HK$250/mo
Today · 4.125%
HK$8,425
baseline
▲ 0.50% · 4.625%
HK$8,938
+HK$513/mo
Deposit HK$435K · loan HK$1.74M · min. income ≈ HK$16,850/mo (50% DSR)
Upfront cash ≈ HK$435K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,820
−HK$476/mo
▼ 0.25% · 3.875%
HK$9,056
−HK$240/mo
Today · 4.125%
HK$9,296
baseline
▲ 0.50% · 4.625%
HK$9,786
+HK$490/mo
Deposit HK$435K · loan HK$1.74M · min. income ≈ HK$18,592/mo (50% DSR)
Upfront cash ≈ HK$435K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,424
−HK$528/mo
▼ 0.25% · 3.875%
HK$8,686
−HK$266/mo
Today · 4.125%
HK$8,952
baseline
▲ 0.50% · 4.625%
HK$9,497
+HK$545/mo
Deposit HK$326K · loan HK$1.85M · min. income ≈ HK$17,904/mo (50% DSR)
Upfront cash ≈ HK$326K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,371
−HK$506/mo
▼ 0.25% · 3.875%
HK$9,622
−HK$255/mo
Today · 4.125%
HK$9,877
baseline
▲ 0.50% · 4.625%
HK$10,398
+HK$521/mo
Deposit HK$326K · loan HK$1.85M · min. income ≈ HK$19,754/mo (50% DSR)
Upfront cash ≈ HK$326K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,919
−HK$559/mo
▼ 0.25% · 3.875%
HK$9,197
−HK$281/mo
Today · 4.125%
HK$9,478
baseline
▲ 0.50% · 4.625%
HK$10,055
+HK$577/mo
Deposit HK$217K · loan HK$1.96M · min. income ≈ HK$18,956/mo (50% DSR)
Upfront cash ≈ HK$217K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,922
−HK$536/mo
▼ 0.25% · 3.875%
HK$10,189
−HK$269/mo
Today · 4.125%
HK$10,458
baseline
▲ 0.50% · 4.625%
HK$11,010
+HK$552/mo
Deposit HK$217K · loan HK$1.96M · min. income ≈ HK$20,916/mo (50% DSR)
Upfront cash ≈ HK$217K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).