▼ 0.50% · 3.625%
HK$5,554
−HK$348/mo
▼ 0.25% · 3.875%
HK$5,726
−HK$176/mo
Today · 4.125%
HK$5,902
baseline
▲ 0.50% · 4.625%
HK$6,261
+HK$359/mo
Deposit HK$1.22M · loan HK$1.22M · min. income ≈ HK$11,804/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,178
−HK$334/mo
▼ 0.25% · 3.875%
HK$6,344
−HK$168/mo
Today · 4.125%
HK$6,512
baseline
▲ 0.50% · 4.625%
HK$6,855
+HK$343/mo
Deposit HK$1.22M · loan HK$1.22M · min. income ≈ HK$13,024/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,109
−HK$383/mo
▼ 0.25% · 3.875%
HK$6,299
−HK$193/mo
Today · 4.125%
HK$6,492
baseline
▲ 0.50% · 4.625%
HK$6,887
+HK$395/mo
Deposit HK$1.10M · loan HK$1.34M · min. income ≈ HK$12,984/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,796
−HK$367/mo
▼ 0.25% · 3.875%
HK$6,978
−HK$185/mo
Today · 4.125%
HK$7,163
baseline
▲ 0.50% · 4.625%
HK$7,541
+HK$378/mo
Deposit HK$1.10M · loan HK$1.34M · min. income ≈ HK$14,326/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,664
−HK$418/mo
▼ 0.25% · 3.875%
HK$6,872
−HK$210/mo
Today · 4.125%
HK$7,082
baseline
▲ 0.50% · 4.625%
HK$7,513
+HK$431/mo
Deposit HK$974K · loan HK$1.46M · min. income ≈ HK$14,164/mo (50% DSR)
Upfront cash ≈ HK$974K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,414
−HK$400/mo
▼ 0.25% · 3.875%
HK$7,613
−HK$201/mo
Today · 4.125%
HK$7,814
baseline
▲ 0.50% · 4.625%
HK$8,226
+HK$412/mo
Deposit HK$974K · loan HK$1.46M · min. income ≈ HK$15,628/mo (50% DSR)
Upfront cash ≈ HK$974K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,220
−HK$452/mo
▼ 0.25% · 3.875%
HK$7,444
−HK$228/mo
Today · 4.125%
HK$7,672
baseline
▲ 0.50% · 4.625%
HK$8,139
+HK$467/mo
Deposit HK$852K · loan HK$1.58M · min. income ≈ HK$15,344/mo (50% DSR)
Upfront cash ≈ HK$853K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,032
−HK$434/mo
▼ 0.25% · 3.875%
HK$8,247
−HK$219/mo
Today · 4.125%
HK$8,466
baseline
▲ 0.50% · 4.625%
HK$8,912
+HK$446/mo
Deposit HK$852K · loan HK$1.58M · min. income ≈ HK$16,932/mo (50% DSR)
Upfront cash ≈ HK$853K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,775
−HK$487/mo
▼ 0.25% · 3.875%
HK$8,017
−HK$245/mo
Today · 4.125%
HK$8,262
baseline
▲ 0.50% · 4.625%
HK$8,765
+HK$503/mo
Deposit HK$731K · loan HK$1.70M · min. income ≈ HK$16,524/mo (50% DSR)
Upfront cash ≈ HK$731K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,650
−HK$467/mo
▼ 0.25% · 3.875%
HK$8,881
−HK$236/mo
Today · 4.125%
HK$9,117
baseline
▲ 0.50% · 4.625%
HK$9,597
+HK$480/mo
Deposit HK$731K · loan HK$1.70M · min. income ≈ HK$18,234/mo (50% DSR)
Upfront cash ≈ HK$731K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,330
−HK$523/mo
▼ 0.25% · 3.875%
HK$8,589
−HK$264/mo
Today · 4.125%
HK$8,853
baseline
▲ 0.50% · 4.625%
HK$9,391
+HK$538/mo
Deposit HK$609K · loan HK$1.83M · min. income ≈ HK$17,706/mo (50% DSR)
Upfront cash ≈ HK$609K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,267
−HK$501/mo
▼ 0.25% · 3.875%
HK$9,516
−HK$252/mo
Today · 4.125%
HK$9,768
baseline
▲ 0.50% · 4.625%
HK$10,283
+HK$515/mo
Deposit HK$609K · loan HK$1.83M · min. income ≈ HK$19,536/mo (50% DSR)
Upfront cash ≈ HK$609K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,886
−HK$557/mo
▼ 0.25% · 3.875%
HK$9,162
−HK$281/mo
Today · 4.125%
HK$9,443
baseline
▲ 0.50% · 4.625%
HK$10,017
+HK$574/mo
Deposit HK$487K · loan HK$1.95M · min. income ≈ HK$18,886/mo (50% DSR)
Upfront cash ≈ HK$487K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,885
−HK$534/mo
▼ 0.25% · 3.875%
HK$10,150
−HK$269/mo
Today · 4.125%
HK$10,419
baseline
▲ 0.50% · 4.625%
HK$10,968
+HK$549/mo
Deposit HK$487K · loan HK$1.95M · min. income ≈ HK$20,838/mo (50% DSR)
Upfront cash ≈ HK$487K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,441
−HK$592/mo
▼ 0.25% · 3.875%
HK$9,735
−HK$298/mo
Today · 4.125%
HK$10,033
baseline
▲ 0.50% · 4.625%
HK$10,643
+HK$610/mo
Deposit HK$365K · loan HK$2.07M · min. income ≈ HK$20,066/mo (50% DSR)
Upfront cash ≈ HK$365K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,503
−HK$567/mo
▼ 0.25% · 3.875%
HK$10,785
−HK$285/mo
Today · 4.125%
HK$11,070
baseline
▲ 0.50% · 4.625%
HK$11,654
+HK$584/mo
Deposit HK$365K · loan HK$2.07M · min. income ≈ HK$22,140/mo (50% DSR)
Upfront cash ≈ HK$365K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,996
−HK$627/mo
▼ 0.25% · 3.875%
HK$10,307
−HK$316/mo
Today · 4.125%
HK$10,623
baseline
▲ 0.50% · 4.625%
HK$11,270
+HK$647/mo
Deposit HK$244K · loan HK$2.19M · min. income ≈ HK$21,246/mo (50% DSR)
Upfront cash ≈ HK$244K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,121
−HK$601/mo
▼ 0.25% · 3.875%
HK$11,419
−HK$303/mo
Today · 4.125%
HK$11,722
baseline
▲ 0.50% · 4.625%
HK$12,339
+HK$617/mo
Deposit HK$244K · loan HK$2.19M · min. income ≈ HK$23,444/mo (50% DSR)
Upfront cash ≈ HK$244K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).