▼ 0.50% · 3.625%
HK$21,620
−HK$1,355/mo
▼ 0.25% · 3.875%
HK$22,292
−HK$683/mo
Today · 4.125%
HK$22,975
baseline
▲ 0.50% · 4.625%
HK$24,373
+HK$1,398/mo
Deposit HK$4.74M · loan HK$4.74M · min. income ≈ HK$45,950/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$318,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,052
−HK$1,299/mo
▼ 0.25% · 3.875%
HK$24,697
−HK$654/mo
Today · 4.125%
HK$25,351
baseline
▲ 0.50% · 4.625%
HK$26,687
+HK$1,336/mo
Deposit HK$4.74M · loan HK$4.74M · min. income ≈ HK$50,702/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$318,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,782
−HK$1,491/mo
▼ 0.25% · 3.875%
HK$24,521
−HK$752/mo
Today · 4.125%
HK$25,273
baseline
▲ 0.50% · 4.625%
HK$26,811
+HK$1,538/mo
Deposit HK$4.27M · loan HK$5.21M · min. income ≈ HK$50,546/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$318,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,457
−HK$1,429/mo
▼ 0.25% · 3.875%
HK$27,166
−HK$720/mo
Today · 4.125%
HK$27,886
baseline
▲ 0.50% · 4.625%
HK$29,356
+HK$1,470/mo
Deposit HK$4.27M · loan HK$5.21M · min. income ≈ HK$55,772/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$318,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,944
−HK$1,627/mo
▼ 0.25% · 3.875%
HK$26,751
−HK$820/mo
Today · 4.125%
HK$27,571
baseline
▲ 0.50% · 4.625%
HK$29,248
+HK$1,677/mo
Deposit HK$3.79M · loan HK$5.69M · min. income ≈ HK$55,142/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$318,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,862
−HK$1,559/mo
▼ 0.25% · 3.875%
HK$29,636
−HK$785/mo
Today · 4.125%
HK$30,421
baseline
▲ 0.50% · 4.625%
HK$32,025
+HK$1,604/mo
Deposit HK$3.79M · loan HK$5.69M · min. income ≈ HK$60,842/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$318,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,106
−HK$1,762/mo
▼ 0.25% · 3.875%
HK$28,980
−HK$888/mo
Today · 4.125%
HK$29,868
baseline
▲ 0.50% · 4.625%
HK$31,685
+HK$1,817/mo
Deposit HK$3.32M · loan HK$6.16M · min. income ≈ HK$59,736/mo (50% DSR)
Upfront cash ≈ HK$3.64M (deposit + AVD stamp duty HK$318,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,267
−HK$1,689/mo
▼ 0.25% · 3.875%
HK$32,106
−HK$850/mo
Today · 4.125%
HK$32,956
baseline
▲ 0.50% · 4.625%
HK$34,694
+HK$1,738/mo
Deposit HK$3.32M · loan HK$6.16M · min. income ≈ HK$65,912/mo (50% DSR)
Upfront cash ≈ HK$3.64M (deposit + AVD stamp duty HK$318,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,268
−HK$1,898/mo
▼ 0.25% · 3.875%
HK$31,209
−HK$957/mo
Today · 4.125%
HK$32,166
baseline
▲ 0.50% · 4.625%
HK$34,123
+HK$1,957/mo
Deposit HK$2.84M · loan HK$6.64M · min. income ≈ HK$64,332/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$318,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,672
−HK$1,820/mo
▼ 0.25% · 3.875%
HK$34,575
−HK$917/mo
Today · 4.125%
HK$35,492
baseline
▲ 0.50% · 4.625%
HK$37,362
+HK$1,870/mo
Deposit HK$2.84M · loan HK$6.64M · min. income ≈ HK$70,984/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$318,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,430
−HK$2,033/mo
▼ 0.25% · 3.875%
HK$33,438
−HK$1,025/mo
Today · 4.125%
HK$34,463
baseline
▲ 0.50% · 4.625%
HK$36,560
+HK$2,097/mo
Deposit HK$2.37M · loan HK$7.11M · min. income ≈ HK$68,926/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$318,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,078
−HK$1,949/mo
▼ 0.25% · 3.875%
HK$37,045
−HK$982/mo
Today · 4.125%
HK$38,027
baseline
▲ 0.50% · 4.625%
HK$40,031
+HK$2,004/mo
Deposit HK$2.37M · loan HK$7.11M · min. income ≈ HK$76,054/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$318,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,591
−HK$2,170/mo
▼ 0.25% · 3.875%
HK$35,667
−HK$1,094/mo
Today · 4.125%
HK$36,761
baseline
▲ 0.50% · 4.625%
HK$38,997
+HK$2,236/mo
Deposit HK$1.90M · loan HK$7.58M · min. income ≈ HK$73,522/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$318,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,483
−HK$2,079/mo
▼ 0.25% · 3.875%
HK$39,515
−HK$1,047/mo
Today · 4.125%
HK$40,562
baseline
▲ 0.50% · 4.625%
HK$42,700
+HK$2,138/mo
Deposit HK$1.90M · loan HK$7.58M · min. income ≈ HK$81,124/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$318,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,753
−HK$2,305/mo
▼ 0.25% · 3.875%
HK$37,897
−HK$1,161/mo
Today · 4.125%
HK$39,058
baseline
▲ 0.50% · 4.625%
HK$41,435
+HK$2,377/mo
Deposit HK$1.42M · loan HK$8.06M · min. income ≈ HK$78,116/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$318,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,888
−HK$2,209/mo
▼ 0.25% · 3.875%
HK$41,984
−HK$1,113/mo
Today · 4.125%
HK$43,097
baseline
▲ 0.50% · 4.625%
HK$45,369
+HK$2,272/mo
Deposit HK$1.42M · loan HK$8.06M · min. income ≈ HK$86,194/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$318,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,915
−HK$2,441/mo
▼ 0.25% · 3.875%
HK$40,126
−HK$1,230/mo
Today · 4.125%
HK$41,356
baseline
▲ 0.50% · 4.625%
HK$43,872
+HK$2,516/mo
Deposit HK$948K · loan HK$8.53M · min. income ≈ HK$82,712/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$318,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,293
−HK$2,339/mo
▼ 0.25% · 3.875%
HK$44,454
−HK$1,178/mo
Today · 4.125%
HK$45,632
baseline
▲ 0.50% · 4.625%
HK$48,037
+HK$2,405/mo
Deposit HK$948K · loan HK$8.53M · min. income ≈ HK$91,264/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$318,125 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).