▼ 0.50% · 3.625%
HK$18,448
−HK$1,157/mo
▼ 0.25% · 3.875%
HK$19,022
−HK$583/mo
Today · 4.125%
HK$19,605
baseline
▲ 0.50% · 4.625%
HK$20,798
+HK$1,193/mo
Deposit HK$4.05M · loan HK$4.05M · min. income ≈ HK$39,210/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$242,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,523
−HK$1,109/mo
▼ 0.25% · 3.875%
HK$21,074
−HK$558/mo
Today · 4.125%
HK$21,632
baseline
▲ 0.50% · 4.625%
HK$22,772
+HK$1,140/mo
Deposit HK$4.05M · loan HK$4.05M · min. income ≈ HK$43,264/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$242,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,293
−HK$1,272/mo
▼ 0.25% · 3.875%
HK$20,924
−HK$641/mo
Today · 4.125%
HK$21,565
baseline
▲ 0.50% · 4.625%
HK$22,878
+HK$1,313/mo
Deposit HK$3.64M · loan HK$4.45M · min. income ≈ HK$43,130/mo (50% DSR)
Upfront cash ≈ HK$3.88M (deposit + AVD stamp duty HK$242,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,576
−HK$1,219/mo
▼ 0.25% · 3.875%
HK$23,181
−HK$614/mo
Today · 4.125%
HK$23,795
baseline
▲ 0.50% · 4.625%
HK$25,050
+HK$1,255/mo
Deposit HK$3.64M · loan HK$4.45M · min. income ≈ HK$47,590/mo (50% DSR)
Upfront cash ≈ HK$3.88M (deposit + AVD stamp duty HK$242,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,138
−HK$1,388/mo
▼ 0.25% · 3.875%
HK$22,826
−HK$700/mo
Today · 4.125%
HK$23,526
baseline
▲ 0.50% · 4.625%
HK$24,957
+HK$1,431/mo
Deposit HK$3.24M · loan HK$4.85M · min. income ≈ HK$47,052/mo (50% DSR)
Upfront cash ≈ HK$3.48M (deposit + AVD stamp duty HK$242,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,628
−HK$1,331/mo
▼ 0.25% · 3.875%
HK$25,288
−HK$671/mo
Today · 4.125%
HK$25,959
baseline
▲ 0.50% · 4.625%
HK$27,327
+HK$1,368/mo
Deposit HK$3.24M · loan HK$4.85M · min. income ≈ HK$51,918/mo (50% DSR)
Upfront cash ≈ HK$3.48M (deposit + AVD stamp duty HK$242,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,982
−HK$1,504/mo
▼ 0.25% · 3.875%
HK$24,728
−HK$758/mo
Today · 4.125%
HK$25,486
baseline
▲ 0.50% · 4.625%
HK$27,037
+HK$1,551/mo
Deposit HK$2.83M · loan HK$5.26M · min. income ≈ HK$50,972/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$242,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,680
−HK$1,442/mo
▼ 0.25% · 3.875%
HK$27,396
−HK$726/mo
Today · 4.125%
HK$28,122
baseline
▲ 0.50% · 4.625%
HK$29,604
+HK$1,482/mo
Deposit HK$2.83M · loan HK$5.26M · min. income ≈ HK$56,244/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$242,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,827
−HK$1,620/mo
▼ 0.25% · 3.875%
HK$26,631
−HK$816/mo
Today · 4.125%
HK$27,447
baseline
▲ 0.50% · 4.625%
HK$29,117
+HK$1,670/mo
Deposit HK$2.43M · loan HK$5.66M · min. income ≈ HK$54,894/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$242,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,733
−HK$1,552/mo
▼ 0.25% · 3.875%
HK$29,503
−HK$782/mo
Today · 4.125%
HK$30,285
baseline
▲ 0.50% · 4.625%
HK$31,881
+HK$1,596/mo
Deposit HK$2.43M · loan HK$5.66M · min. income ≈ HK$60,570/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$242,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,672
−HK$1,735/mo
▼ 0.25% · 3.875%
HK$28,533
−HK$874/mo
Today · 4.125%
HK$29,407
baseline
▲ 0.50% · 4.625%
HK$31,197
+HK$1,790/mo
Deposit HK$2.02M · loan HK$6.07M · min. income ≈ HK$58,814/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$242,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,785
−HK$1,663/mo
▼ 0.25% · 3.875%
HK$31,611
−HK$837/mo
Today · 4.125%
HK$32,448
baseline
▲ 0.50% · 4.625%
HK$34,159
+HK$1,711/mo
Deposit HK$2.02M · loan HK$6.07M · min. income ≈ HK$64,896/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$242,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,517
−HK$1,851/mo
▼ 0.25% · 3.875%
HK$30,435
−HK$933/mo
Today · 4.125%
HK$31,368
baseline
▲ 0.50% · 4.625%
HK$33,277
+HK$1,909/mo
Deposit HK$1.62M · loan HK$6.47M · min. income ≈ HK$62,736/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$242,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,837
−HK$1,774/mo
▼ 0.25% · 3.875%
HK$33,718
−HK$893/mo
Today · 4.125%
HK$34,611
baseline
▲ 0.50% · 4.625%
HK$36,436
+HK$1,825/mo
Deposit HK$1.62M · loan HK$6.47M · min. income ≈ HK$69,222/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$242,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,362
−HK$1,966/mo
▼ 0.25% · 3.875%
HK$32,337
−HK$991/mo
Today · 4.125%
HK$33,328
baseline
▲ 0.50% · 4.625%
HK$35,356
+HK$2,028/mo
Deposit HK$1.21M · loan HK$6.88M · min. income ≈ HK$66,656/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$242,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,890
−HK$1,885/mo
▼ 0.25% · 3.875%
HK$35,825
−HK$950/mo
Today · 4.125%
HK$36,775
baseline
▲ 0.50% · 4.625%
HK$38,713
+HK$1,938/mo
Deposit HK$1.21M · loan HK$6.88M · min. income ≈ HK$73,550/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$242,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,206
−HK$2,083/mo
▼ 0.25% · 3.875%
HK$34,239
−HK$1,050/mo
Today · 4.125%
HK$35,289
baseline
▲ 0.50% · 4.625%
HK$37,436
+HK$2,147/mo
Deposit HK$809K · loan HK$7.28M · min. income ≈ HK$70,578/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$242,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,942
−HK$1,996/mo
▼ 0.25% · 3.875%
HK$37,933
−HK$1,005/mo
Today · 4.125%
HK$38,938
baseline
▲ 0.50% · 4.625%
HK$40,990
+HK$2,052/mo
Deposit HK$809K · loan HK$7.28M · min. income ≈ HK$77,876/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$242,711 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).