▼ 0.50% · 3.625%
HK$14,046
−HK$881/mo
▼ 0.25% · 3.875%
HK$14,483
−HK$444/mo
Today · 4.125%
HK$14,927
baseline
▲ 0.50% · 4.625%
HK$15,835
+HK$908/mo
Deposit HK$3.08M · loan HK$3.08M · min. income ≈ HK$29,854/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$150,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,626
−HK$844/mo
▼ 0.25% · 3.875%
HK$16,045
−HK$425/mo
Today · 4.125%
HK$16,470
baseline
▲ 0.50% · 4.625%
HK$17,339
+HK$869/mo
Deposit HK$3.08M · loan HK$3.08M · min. income ≈ HK$32,940/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$150,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,451
−HK$969/mo
▼ 0.25% · 3.875%
HK$15,931
−HK$489/mo
Today · 4.125%
HK$16,420
baseline
▲ 0.50% · 4.625%
HK$17,419
+HK$999/mo
Deposit HK$2.77M · loan HK$3.39M · min. income ≈ HK$32,840/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$150,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,189
−HK$929/mo
▼ 0.25% · 3.875%
HK$17,650
−HK$468/mo
Today · 4.125%
HK$18,118
baseline
▲ 0.50% · 4.625%
HK$19,073
+HK$955/mo
Deposit HK$2.77M · loan HK$3.39M · min. income ≈ HK$36,236/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$150,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,855
−HK$1,057/mo
▼ 0.25% · 3.875%
HK$17,380
−HK$532/mo
Today · 4.125%
HK$17,912
baseline
▲ 0.50% · 4.625%
HK$19,002
+HK$1,090/mo
Deposit HK$2.46M · loan HK$3.70M · min. income ≈ HK$35,824/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$150,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,751
−HK$1,014/mo
▼ 0.25% · 3.875%
HK$19,254
−HK$511/mo
Today · 4.125%
HK$19,765
baseline
▲ 0.50% · 4.625%
HK$20,806
+HK$1,041/mo
Deposit HK$2.46M · loan HK$3.70M · min. income ≈ HK$39,530/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$150,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,260
−HK$1,145/mo
▼ 0.25% · 3.875%
HK$18,828
−HK$577/mo
Today · 4.125%
HK$19,405
baseline
▲ 0.50% · 4.625%
HK$20,586
+HK$1,181/mo
Deposit HK$2.16M · loan HK$4.00M · min. income ≈ HK$38,810/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$150,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,314
−HK$1,098/mo
▼ 0.25% · 3.875%
HK$20,859
−HK$553/mo
Today · 4.125%
HK$21,412
baseline
▲ 0.50% · 4.625%
HK$22,540
+HK$1,128/mo
Deposit HK$2.16M · loan HK$4.00M · min. income ≈ HK$42,824/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$150,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,665
−HK$1,233/mo
▼ 0.25% · 3.875%
HK$20,276
−HK$622/mo
Today · 4.125%
HK$20,898
baseline
▲ 0.50% · 4.625%
HK$22,169
+HK$1,271/mo
Deposit HK$1.85M · loan HK$4.31M · min. income ≈ HK$41,796/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$150,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,877
−HK$1,182/mo
▼ 0.25% · 3.875%
HK$22,463
−HK$596/mo
Today · 4.125%
HK$23,059
baseline
▲ 0.50% · 4.625%
HK$24,274
+HK$1,215/mo
Deposit HK$1.85M · loan HK$4.31M · min. income ≈ HK$46,118/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$150,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,069
−HK$1,321/mo
▼ 0.25% · 3.875%
HK$21,725
−HK$665/mo
Today · 4.125%
HK$22,390
baseline
▲ 0.50% · 4.625%
HK$23,753
+HK$1,363/mo
Deposit HK$1.54M · loan HK$4.62M · min. income ≈ HK$44,780/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$150,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,439
−HK$1,267/mo
▼ 0.25% · 3.875%
HK$24,068
−HK$638/mo
Today · 4.125%
HK$24,706
baseline
▲ 0.50% · 4.625%
HK$26,008
+HK$1,302/mo
Deposit HK$1.54M · loan HK$4.62M · min. income ≈ HK$49,412/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$150,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,474
−HK$1,409/mo
▼ 0.25% · 3.875%
HK$23,173
−HK$710/mo
Today · 4.125%
HK$23,883
baseline
▲ 0.50% · 4.625%
HK$25,336
+HK$1,453/mo
Deposit HK$1.23M · loan HK$4.93M · min. income ≈ HK$47,766/mo (50% DSR)
Upfront cash ≈ HK$1.38M (deposit + AVD stamp duty HK$150,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,002
−HK$1,351/mo
▼ 0.25% · 3.875%
HK$25,673
−HK$680/mo
Today · 4.125%
HK$26,353
baseline
▲ 0.50% · 4.625%
HK$27,742
+HK$1,389/mo
Deposit HK$1.23M · loan HK$4.93M · min. income ≈ HK$52,706/mo (50% DSR)
Upfront cash ≈ HK$1.38M (deposit + AVD stamp duty HK$150,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,878
−HK$1,498/mo
▼ 0.25% · 3.875%
HK$24,621
−HK$755/mo
Today · 4.125%
HK$25,376
baseline
▲ 0.50% · 4.625%
HK$26,920
+HK$1,544/mo
Deposit HK$924K · loan HK$5.24M · min. income ≈ HK$50,752/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$150,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,565
−HK$1,435/mo
▼ 0.25% · 3.875%
HK$27,277
−HK$723/mo
Today · 4.125%
HK$28,000
baseline
▲ 0.50% · 4.625%
HK$29,476
+HK$1,476/mo
Deposit HK$924K · loan HK$5.24M · min. income ≈ HK$56,000/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$150,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,283
−HK$1,586/mo
▼ 0.25% · 3.875%
HK$26,070
−HK$799/mo
Today · 4.125%
HK$26,869
baseline
▲ 0.50% · 4.625%
HK$28,503
+HK$1,634/mo
Deposit HK$616K · loan HK$5.54M · min. income ≈ HK$53,738/mo (50% DSR)
Upfront cash ≈ HK$767K (deposit + AVD stamp duty HK$150,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,127
−HK$1,520/mo
▼ 0.25% · 3.875%
HK$28,882
−HK$765/mo
Today · 4.125%
HK$29,647
baseline
▲ 0.50% · 4.625%
HK$31,210
+HK$1,563/mo
Deposit HK$616K · loan HK$5.54M · min. income ≈ HK$59,294/mo (50% DSR)
Upfront cash ≈ HK$767K (deposit + AVD stamp duty HK$150,991 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).