▼ 0.50% · 3.625%
HK$16,339
−HK$1,025/mo
▼ 0.25% · 3.875%
HK$16,847
−HK$517/mo
Today · 4.125%
HK$17,364
baseline
▲ 0.50% · 4.625%
HK$18,420
+HK$1,056/mo
Deposit HK$3.58M · loan HK$3.58M · min. income ≈ HK$34,728/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$214,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,177
−HK$982/mo
▼ 0.25% · 3.875%
HK$18,665
−HK$494/mo
Today · 4.125%
HK$19,159
baseline
▲ 0.50% · 4.625%
HK$20,169
+HK$1,010/mo
Deposit HK$3.58M · loan HK$3.58M · min. income ≈ HK$38,318/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$214,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,973
−HK$1,127/mo
▼ 0.25% · 3.875%
HK$18,532
−HK$568/mo
Today · 4.125%
HK$19,100
baseline
▲ 0.50% · 4.625%
HK$20,262
+HK$1,162/mo
Deposit HK$3.22M · loan HK$3.94M · min. income ≈ HK$38,200/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$214,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,995
−HK$1,080/mo
▼ 0.25% · 3.875%
HK$20,531
−HK$544/mo
Today · 4.125%
HK$21,075
baseline
▲ 0.50% · 4.625%
HK$22,186
+HK$1,111/mo
Deposit HK$3.22M · loan HK$3.94M · min. income ≈ HK$42,150/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$214,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,607
−HK$1,230/mo
▼ 0.25% · 3.875%
HK$20,217
−HK$620/mo
Today · 4.125%
HK$20,837
baseline
▲ 0.50% · 4.625%
HK$22,104
+HK$1,267/mo
Deposit HK$2.87M · loan HK$4.30M · min. income ≈ HK$41,674/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$214,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,813
−HK$1,178/mo
▼ 0.25% · 3.875%
HK$22,398
−HK$593/mo
Today · 4.125%
HK$22,991
baseline
▲ 0.50% · 4.625%
HK$24,203
+HK$1,212/mo
Deposit HK$2.87M · loan HK$4.30M · min. income ≈ HK$45,982/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$214,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,241
−HK$1,332/mo
▼ 0.25% · 3.875%
HK$21,902
−HK$671/mo
Today · 4.125%
HK$22,573
baseline
▲ 0.50% · 4.625%
HK$23,946
+HK$1,373/mo
Deposit HK$2.51M · loan HK$4.66M · min. income ≈ HK$45,146/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$214,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,630
−HK$1,277/mo
▼ 0.25% · 3.875%
HK$24,264
−HK$643/mo
Today · 4.125%
HK$24,907
baseline
▲ 0.50% · 4.625%
HK$26,220
+HK$1,313/mo
Deposit HK$2.51M · loan HK$4.66M · min. income ≈ HK$49,814/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$214,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,875
−HK$1,434/mo
▼ 0.25% · 3.875%
HK$23,586
−HK$723/mo
Today · 4.125%
HK$24,309
baseline
▲ 0.50% · 4.625%
HK$25,788
+HK$1,479/mo
Deposit HK$2.15M · loan HK$5.02M · min. income ≈ HK$48,618/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$214,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,448
−HK$1,375/mo
▼ 0.25% · 3.875%
HK$26,130
−HK$693/mo
Today · 4.125%
HK$26,823
baseline
▲ 0.50% · 4.625%
HK$28,237
+HK$1,414/mo
Deposit HK$2.15M · loan HK$5.02M · min. income ≈ HK$53,646/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$214,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,509
−HK$1,537/mo
▼ 0.25% · 3.875%
HK$25,271
−HK$775/mo
Today · 4.125%
HK$26,046
baseline
▲ 0.50% · 4.625%
HK$27,630
+HK$1,584/mo
Deposit HK$1.79M · loan HK$5.37M · min. income ≈ HK$52,092/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$214,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,266
−HK$1,473/mo
▼ 0.25% · 3.875%
HK$27,997
−HK$742/mo
Today · 4.125%
HK$28,739
baseline
▲ 0.50% · 4.625%
HK$30,254
+HK$1,515/mo
Deposit HK$1.79M · loan HK$5.37M · min. income ≈ HK$57,478/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$214,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,143
−HK$1,639/mo
▼ 0.25% · 3.875%
HK$26,956
−HK$826/mo
Today · 4.125%
HK$27,782
baseline
▲ 0.50% · 4.625%
HK$29,472
+HK$1,690/mo
Deposit HK$1.43M · loan HK$5.73M · min. income ≈ HK$55,564/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$214,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,083
−HK$1,572/mo
▼ 0.25% · 3.875%
HK$29,863
−HK$792/mo
Today · 4.125%
HK$30,655
baseline
▲ 0.50% · 4.625%
HK$32,271
+HK$1,616/mo
Deposit HK$1.43M · loan HK$5.73M · min. income ≈ HK$61,310/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$214,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,777
−HK$1,741/mo
▼ 0.25% · 3.875%
HK$28,641
−HK$877/mo
Today · 4.125%
HK$29,518
baseline
▲ 0.50% · 4.625%
HK$31,315
+HK$1,797/mo
Deposit HK$1.07M · loan HK$6.09M · min. income ≈ HK$59,036/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$214,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,901
−HK$1,670/mo
▼ 0.25% · 3.875%
HK$31,730
−HK$841/mo
Today · 4.125%
HK$32,571
baseline
▲ 0.50% · 4.625%
HK$34,287
+HK$1,716/mo
Deposit HK$1.07M · loan HK$6.09M · min. income ≈ HK$65,142/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$214,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,410
−HK$1,845/mo
▼ 0.25% · 3.875%
HK$30,325
−HK$930/mo
Today · 4.125%
HK$31,255
baseline
▲ 0.50% · 4.625%
HK$33,157
+HK$1,902/mo
Deposit HK$717K · loan HK$6.45M · min. income ≈ HK$62,510/mo (50% DSR)
Upfront cash ≈ HK$932K (deposit + AVD stamp duty HK$214,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,719
−HK$1,768/mo
▼ 0.25% · 3.875%
HK$33,596
−HK$891/mo
Today · 4.125%
HK$34,487
baseline
▲ 0.50% · 4.625%
HK$36,304
+HK$1,817/mo
Deposit HK$717K · loan HK$6.45M · min. income ≈ HK$68,974/mo (50% DSR)
Upfront cash ≈ HK$932K (deposit + AVD stamp duty HK$214,965 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).