▼ 0.50% · 3.625%
HK$17,389
−HK$1,091/mo
▼ 0.25% · 3.875%
HK$17,930
−HK$550/mo
Today · 4.125%
HK$18,480
baseline
▲ 0.50% · 4.625%
HK$19,604
+HK$1,124/mo
Deposit HK$3.81M · loan HK$3.81M · min. income ≈ HK$36,960/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$228,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,346
−HK$1,045/mo
▼ 0.25% · 3.875%
HK$19,864
−HK$527/mo
Today · 4.125%
HK$20,391
baseline
▲ 0.50% · 4.625%
HK$21,466
+HK$1,075/mo
Deposit HK$3.81M · loan HK$3.81M · min. income ≈ HK$40,782/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$228,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,128
−HK$1,200/mo
▼ 0.25% · 3.875%
HK$19,723
−HK$605/mo
Today · 4.125%
HK$20,328
baseline
▲ 0.50% · 4.625%
HK$21,565
+HK$1,237/mo
Deposit HK$3.43M · loan HK$4.19M · min. income ≈ HK$40,656/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$228,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,280
−HK$1,150/mo
▼ 0.25% · 3.875%
HK$21,851
−HK$579/mo
Today · 4.125%
HK$22,430
baseline
▲ 0.50% · 4.625%
HK$23,612
+HK$1,182/mo
Deposit HK$3.43M · loan HK$4.19M · min. income ≈ HK$44,860/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$228,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,867
−HK$1,309/mo
▼ 0.25% · 3.875%
HK$21,516
−HK$660/mo
Today · 4.125%
HK$22,176
baseline
▲ 0.50% · 4.625%
HK$23,525
+HK$1,349/mo
Deposit HK$3.05M · loan HK$4.58M · min. income ≈ HK$44,352/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$228,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,215
−HK$1,254/mo
▼ 0.25% · 3.875%
HK$23,837
−HK$632/mo
Today · 4.125%
HK$24,469
baseline
▲ 0.50% · 4.625%
HK$25,759
+HK$1,290/mo
Deposit HK$3.05M · loan HK$4.58M · min. income ≈ HK$48,938/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$228,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,606
−HK$1,418/mo
▼ 0.25% · 3.875%
HK$23,310
−HK$714/mo
Today · 4.125%
HK$24,024
baseline
▲ 0.50% · 4.625%
HK$25,486
+HK$1,462/mo
Deposit HK$2.67M · loan HK$4.96M · min. income ≈ HK$48,048/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$228,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,149
−HK$1,359/mo
▼ 0.25% · 3.875%
HK$25,824
−HK$684/mo
Today · 4.125%
HK$26,508
baseline
▲ 0.50% · 4.625%
HK$27,905
+HK$1,397/mo
Deposit HK$2.67M · loan HK$4.96M · min. income ≈ HK$53,016/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$228,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,345
−HK$1,527/mo
▼ 0.25% · 3.875%
HK$25,103
−HK$769/mo
Today · 4.125%
HK$25,872
baseline
▲ 0.50% · 4.625%
HK$27,446
+HK$1,574/mo
Deposit HK$2.29M · loan HK$5.34M · min. income ≈ HK$51,744/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$228,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,084
−HK$1,463/mo
▼ 0.25% · 3.875%
HK$27,810
−HK$737/mo
Today · 4.125%
HK$28,547
baseline
▲ 0.50% · 4.625%
HK$30,052
+HK$1,505/mo
Deposit HK$2.29M · loan HK$5.34M · min. income ≈ HK$57,094/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$228,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,084
−HK$1,636/mo
▼ 0.25% · 3.875%
HK$26,896
−HK$824/mo
Today · 4.125%
HK$27,720
baseline
▲ 0.50% · 4.625%
HK$29,407
+HK$1,687/mo
Deposit HK$1.91M · loan HK$5.72M · min. income ≈ HK$55,440/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$228,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,018
−HK$1,568/mo
▼ 0.25% · 3.875%
HK$29,797
−HK$789/mo
Today · 4.125%
HK$30,586
baseline
▲ 0.50% · 4.625%
HK$32,198
+HK$1,612/mo
Deposit HK$1.91M · loan HK$5.72M · min. income ≈ HK$61,172/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$228,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,823
−HK$1,745/mo
▼ 0.25% · 3.875%
HK$28,689
−HK$879/mo
Today · 4.125%
HK$29,568
baseline
▲ 0.50% · 4.625%
HK$31,367
+HK$1,799/mo
Deposit HK$1.53M · loan HK$6.10M · min. income ≈ HK$59,136/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$228,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,953
−HK$1,672/mo
▼ 0.25% · 3.875%
HK$31,783
−HK$842/mo
Today · 4.125%
HK$32,625
baseline
▲ 0.50% · 4.625%
HK$34,345
+HK$1,720/mo
Deposit HK$1.53M · loan HK$6.10M · min. income ≈ HK$65,250/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$228,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,562
−HK$1,854/mo
▼ 0.25% · 3.875%
HK$30,482
−HK$934/mo
Today · 4.125%
HK$31,416
baseline
▲ 0.50% · 4.625%
HK$33,328
+HK$1,912/mo
Deposit HK$1.14M · loan HK$6.48M · min. income ≈ HK$62,832/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$228,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,888
−HK$1,776/mo
▼ 0.25% · 3.875%
HK$33,770
−HK$894/mo
Today · 4.125%
HK$34,664
baseline
▲ 0.50% · 4.625%
HK$36,492
+HK$1,828/mo
Deposit HK$1.14M · loan HK$6.48M · min. income ≈ HK$69,328/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$228,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,301
−HK$1,963/mo
▼ 0.25% · 3.875%
HK$32,275
−HK$989/mo
Today · 4.125%
HK$33,264
baseline
▲ 0.50% · 4.625%
HK$35,288
+HK$2,024/mo
Deposit HK$763K · loan HK$6.86M · min. income ≈ HK$66,528/mo (50% DSR)
Upfront cash ≈ HK$991K (deposit + AVD stamp duty HK$228,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,822
−HK$1,881/mo
▼ 0.25% · 3.875%
HK$35,756
−HK$947/mo
Today · 4.125%
HK$36,703
baseline
▲ 0.50% · 4.625%
HK$38,638
+HK$1,935/mo
Deposit HK$763K · loan HK$6.86M · min. income ≈ HK$73,406/mo (50% DSR)
Upfront cash ≈ HK$991K (deposit + AVD stamp duty HK$228,784 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).