Crescira AVM · estimated value
● Medium confidence
HK$10.06M
≈ HK$9,078 / ft² saleable
· updated 2026-06-01
Not an offer or formal valuation
Fully appraised
HIBOR 1M · 3.9%
Prime · 6.125%
At today's rate and a 70% mortgage, the deposit on this unit is about HK$3.02M, with repayments around HK$34,124/mo for the first 5 years.
Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$32,110
−HK$2,014/mo
▼ 0.25% · 3.875%
HK$33,109
−HK$1,015/mo
Today · 4.125%
HK$34,124
baseline
▲ 0.50% · 4.625%
HK$36,200
+HK$2,076/mo
Deposit HK$3.02M · loan HK$7.04M · min. income ≈ HK$68,248/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$375,850 · Scale 2, in force from 26 Feb 2026)
Affordability check
of income on repayments ·
QoL Matrix
View full Quality-of-Life page →
Government open data
Nearest MTR
Mass Transit Railway Sheung Shui Station
≈ 14 min walk · 1,099 m
Education
7
schools within 1 km (0 within 500 m)
Daily convenience
2
within 1 km (0 within 500 m)
Health
1
hospitals/clinics within 1 km
Recreation
17
parks, libraries, sports within 1 km
Family-friendly — 7 schools within a 1 km walk.
Healthcare close by — 1 hospital/clinics within 1 km.
Green space & leisure — 17 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 2/F
- Flat
- B
- Saleable Area
- 1,108 Saleable ft²
- Gross Area
- 1,413 ft²
- Efficiency
- 78%
- District
- North District · New Territories East
- School net (POA)
- 80
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2023-02-17 | HK$9.00M | +18.5% 6.3y · 3.0%/yr |
| 2016-11-23 | HK$7.60M | +91.4% 4.0y · 7.0%/yr |
| 2005-06-08 | HK$3.97M | — |
Other appraised units in this building
Data sourced from Renavon.com