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Crescira AVM · estimated value Medium confidence
HK$10.03M
≈ HK$9,032 / ft² saleable · updated 2026-06-01
Not an offer or formal valuation
Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 70% mortgage, the deposit on this unit is about HK$3.01M, with repayments around HK$34,042/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$32,033
−HK$2,009/mo
▼ 0.25% · 3.875%
HK$33,029
−HK$1,013/mo
Today · 4.125%
HK$34,042
baseline
▲ 0.50% · 4.625%
HK$36,113
+HK$2,071/mo

Deposit HK$3.01M · loan HK$7.02M · min. income ≈ HK$68,084/mo (50% DSR)

Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$373,420 · Scale 2, in force from 26 Feb 2026)

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Mass Transit Railway Sheung Shui Station
≈ 14 min walk · 1,099 m
Education
7
schools within 1 km (0 within 500 m)
Daily convenience
2
within 1 km (0 within 500 m)
Health
1
hospitals/clinics within 1 km
Recreation
17
parks, libraries, sports within 1 km

Family-friendly — 7 schools within a 1 km walk.

Healthcare close by — 1 hospital/clinics within 1 km.

Green space & leisure — 17 parks, libraries and sports venues nearby.

Location

Unit Information

Floor
5/F
Flat
A
Saleable Area
1,111 Saleable ft²
Gross Area
1,387 ft²
Efficiency
80%
District
North District · New Territories East
School net (POA)
80

Transaction History

Date Price Gain / loss
2012-04-13 HK$6.95M +33.7%
2004-09-24 HK$5.20M
Data sourced from Renavon.com