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At today's rate and a 90% mortgage, the deposit on this unit is about HK$438K, with repayments around HK$19,086/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$438K · loan HK$3.94M · min. income ≈ HK$38,172/mo (50% DSR)
Upfront cash ≈ HK$503K (deposit + AVD stamp duty HK$65,635 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Sheung Shui Station Station.
Family-friendly — 34 schools within a 1 km walk.
Everyday convenience — 25 shopping and daily-needs spots nearby.
Healthcare close by — 7 hospitals/clinics within 1 km.
Green space & leisure — 55 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 13/F
- Flat
- E
- Saleable Area
- 391 Saleable ft²
- Gross Area
- 548 ft²
- Efficiency
- 71%
- District
- North District · New Territories East
- School net (POA)
- 80
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-05-21 | HK$3.88M | −22.4% 3.7y · −6.0%/yr |
| 2021-08-26 | HK$5.00M | +104.1% 9.4y · 11.0%/yr |
| 2012-04-13 | HK$2.45M | +52.2% |
| 2010-01-12 | HK$1.61M | −13.9% |
| 1999-12-21 | HK$1.87M | — |