▼ 0.50% · 3.625%
HK$5,037
−HK$316/mo
▼ 0.25% · 3.875%
HK$5,194
−HK$159/mo
Today · 4.125%
HK$5,353
baseline
▲ 0.50% · 4.625%
HK$5,679
+HK$326/mo
Deposit HK$1.10M · loan HK$1.10M · min. income ≈ HK$10,706/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,604
−HK$303/mo
▼ 0.25% · 3.875%
HK$5,754
−HK$153/mo
Today · 4.125%
HK$5,907
baseline
▲ 0.50% · 4.625%
HK$6,218
+HK$311/mo
Deposit HK$1.10M · loan HK$1.10M · min. income ≈ HK$11,814/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,541
−HK$347/mo
▼ 0.25% · 3.875%
HK$5,713
−HK$175/mo
Today · 4.125%
HK$5,888
baseline
▲ 0.50% · 4.625%
HK$6,247
+HK$359/mo
Deposit HK$994K · loan HK$1.21M · min. income ≈ HK$11,776/mo (50% DSR)
Upfront cash ≈ HK$994K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,164
−HK$333/mo
▼ 0.25% · 3.875%
HK$6,330
−HK$167/mo
Today · 4.125%
HK$6,497
baseline
▲ 0.50% · 4.625%
HK$6,840
+HK$343/mo
Deposit HK$994K · loan HK$1.21M · min. income ≈ HK$12,994/mo (50% DSR)
Upfront cash ≈ HK$994K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,045
−HK$379/mo
▼ 0.25% · 3.875%
HK$6,233
−HK$191/mo
Today · 4.125%
HK$6,424
baseline
▲ 0.50% · 4.625%
HK$6,815
+HK$391/mo
Deposit HK$884K · loan HK$1.33M · min. income ≈ HK$12,848/mo (50% DSR)
Upfront cash ≈ HK$884K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,725
−HK$363/mo
▼ 0.25% · 3.875%
HK$6,905
−HK$183/mo
Today · 4.125%
HK$7,088
baseline
▲ 0.50% · 4.625%
HK$7,462
+HK$374/mo
Deposit HK$884K · loan HK$1.33M · min. income ≈ HK$14,176/mo (50% DSR)
Upfront cash ≈ HK$884K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,548
−HK$411/mo
▼ 0.25% · 3.875%
HK$6,752
−HK$207/mo
Today · 4.125%
HK$6,959
baseline
▲ 0.50% · 4.625%
HK$7,383
+HK$424/mo
Deposit HK$773K · loan HK$1.44M · min. income ≈ HK$13,918/mo (50% DSR)
Upfront cash ≈ HK$773K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,285
−HK$394/mo
▼ 0.25% · 3.875%
HK$7,480
−HK$199/mo
Today · 4.125%
HK$7,679
baseline
▲ 0.50% · 4.625%
HK$8,083
+HK$404/mo
Deposit HK$773K · loan HK$1.44M · min. income ≈ HK$15,358/mo (50% DSR)
Upfront cash ≈ HK$773K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,052
−HK$442/mo
▼ 0.25% · 3.875%
HK$7,272
−HK$222/mo
Today · 4.125%
HK$7,494
baseline
▲ 0.50% · 4.625%
HK$7,950
+HK$456/mo
Deposit HK$663K · loan HK$1.55M · min. income ≈ HK$14,988/mo (50% DSR)
Upfront cash ≈ HK$663K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,845
−HK$424/mo
▼ 0.25% · 3.875%
HK$8,056
−HK$213/mo
Today · 4.125%
HK$8,269
baseline
▲ 0.50% · 4.625%
HK$8,705
+HK$436/mo
Deposit HK$663K · loan HK$1.55M · min. income ≈ HK$16,538/mo (50% DSR)
Upfront cash ≈ HK$663K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,556
−HK$474/mo
▼ 0.25% · 3.875%
HK$7,791
−HK$239/mo
Today · 4.125%
HK$8,030
baseline
▲ 0.50% · 4.625%
HK$8,518
+HK$488/mo
Deposit HK$552K · loan HK$1.66M · min. income ≈ HK$16,060/mo (50% DSR)
Upfront cash ≈ HK$552K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,406
−HK$454/mo
▼ 0.25% · 3.875%
HK$8,631
−HK$229/mo
Today · 4.125%
HK$8,860
baseline
▲ 0.50% · 4.625%
HK$9,327
+HK$467/mo
Deposit HK$552K · loan HK$1.66M · min. income ≈ HK$17,720/mo (50% DSR)
Upfront cash ≈ HK$552K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,060
−HK$505/mo
▼ 0.25% · 3.875%
HK$8,310
−HK$255/mo
Today · 4.125%
HK$8,565
baseline
▲ 0.50% · 4.625%
HK$9,086
+HK$521/mo
Deposit HK$442K · loan HK$1.77M · min. income ≈ HK$17,130/mo (50% DSR)
Upfront cash ≈ HK$442K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,966
−HK$485/mo
▼ 0.25% · 3.875%
HK$9,207
−HK$244/mo
Today · 4.125%
HK$9,451
baseline
▲ 0.50% · 4.625%
HK$9,949
+HK$498/mo
Deposit HK$442K · loan HK$1.77M · min. income ≈ HK$18,902/mo (50% DSR)
Upfront cash ≈ HK$442K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,563
−HK$537/mo
▼ 0.25% · 3.875%
HK$8,830
−HK$270/mo
Today · 4.125%
HK$9,100
baseline
▲ 0.50% · 4.625%
HK$9,654
+HK$554/mo
Deposit HK$331K · loan HK$1.88M · min. income ≈ HK$18,200/mo (50% DSR)
Upfront cash ≈ HK$331K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,527
−HK$514/mo
▼ 0.25% · 3.875%
HK$9,782
−HK$259/mo
Today · 4.125%
HK$10,041
baseline
▲ 0.50% · 4.625%
HK$10,571
+HK$530/mo
Deposit HK$331K · loan HK$1.88M · min. income ≈ HK$20,082/mo (50% DSR)
Upfront cash ≈ HK$331K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,067
−HK$569/mo
▼ 0.25% · 3.875%
HK$9,349
−HK$287/mo
Today · 4.125%
HK$9,636
baseline
▲ 0.50% · 4.625%
HK$10,222
+HK$586/mo
Deposit HK$221K · loan HK$1.99M · min. income ≈ HK$19,272/mo (50% DSR)
Upfront cash ≈ HK$221K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,087
−HK$545/mo
▼ 0.25% · 3.875%
HK$10,358
−HK$274/mo
Today · 4.125%
HK$10,632
baseline
▲ 0.50% · 4.625%
HK$11,192
+HK$560/mo
Deposit HK$221K · loan HK$1.99M · min. income ≈ HK$21,264/mo (50% DSR)
Upfront cash ≈ HK$221K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).