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Home North District WAH MING ESTATE TIM MING HOUSE (BLOCK 7)

31/F 7

in WAH MING ESTATE TIM MING HOUSE (BLOCK 7)

North District · New Territories East

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Floor
1/F 15 441 ft² 2/F 11 443 ft² 2/F 13 489 ft² 4/F 10 443 ft² 4/F 3 443 ft² 5/F 12 489 ft² 5/F 3 443 ft² 7/F 23 443 ft² 7/F 3 7/F 21 489 ft² 8/F 13 489 ft² 8/F 2 443 ft² 8/F 7 443 ft² 9/F 24 381 ft² 10/F 20 489 ft² 10/F 4 489 ft² 11/F 10 443 ft² 11/F 18 443 ft² 11/F 24 381 ft² 11/F 4 489 ft² 12/F 10 443 ft² 12/F 15 443 ft² 12/F 4 489 ft² 12/F 5 489 ft² 13/F 1 381 ft² 14/F 22 443 ft² 14/F 6 443 ft² 15/F 15 443 ft² 15/F 18 443 ft² 15/F 2 443 ft² 15/F 22 443 ft² 16/F 13 489 ft² 16/F 18 443 ft² 16/F 6 443 ft² 16/F 7 443 ft² 16/F 9 485 ft² 17/F 10 443 ft² 17/F 18 443 ft² 17/F 8 485 ft² 18/F 24 381 ft² 19/F 9 485 ft² 20/F 18 443 ft² 20/F 20 489 ft² 21/F 22 443 ft² 22/F 11 443 ft² 22/F 2 443 ft² 22/F 24 381 ft² 22/F 3 443 ft² 23/F 10 443 ft² 23/F 15 443 ft² 23/F 4 489 ft² 23/F 9 485 ft² 24/F 23 443 ft² 24/F 3 443 ft² 24/F 4 489 ft² 25/F 21 489 ft² 25/F 22 443 ft² 26/F 18 443 ft² 26/F 4 489 ft² 28/F 3 443 ft² 29/F 20 489 ft² 31/F 12 489 ft² 31/F 13 489 ft² 31/F 17 485 ft² 31/F 7 443 ft² 32/F 16 485 ft² 32/F 5 489 ft² 33/F 11 443 ft² 33/F 16 485 ft² 33/F 8 485 ft² 34/F 19 443 ft²
Crescira AVM · estimated value ● Medium confidence
HK$2.76M
≈ HK$6,221 / ft² saleable · updated 2026-06-01
Not an offer or formal valuation
Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$276K, with repayments around HK$12,021/mo for the first 5 years.

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Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$11,311
−HK$710/mo
▼ 0.25% · 3.875%
HK$11,663
−HK$358/mo
Today · 4.125%
HK$12,021
baseline
▲ 0.50% · 4.625%
HK$12,752
+HK$731/mo

Deposit HK$276K · loan HK$2.48M · min. income ≈ HK$24,042/mo (50% DSR)

Upfront cash ≈ HK$276K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Mass Transit Railway Fanling Station
≈ 14 min walk · 1,049 m
Education
55
schools within 1 km (37 within 500 m)
Daily convenience
26
within 1 km (21 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
32
parks, libraries, sports within 1 km

Family-friendly — 55 schools within a 1 km walk.

Everyday convenience — 26 shopping and daily-needs spots nearby.

Green space & leisure — 32 parks, libraries and sports venues nearby.

Location

Unit Information

Floor
31/F
Flat
7
Saleable Area
443 Saleable ft²
Gross Area
572 ft²
Efficiency
77%
District
North District · New Territories East
School net (POA)
81

Transaction History

Date Price Gain / loss
2011-09-06 HK$1.61M +26.8%
2010-11-05 HK$1.27M —

Other appraised units in this building

1/F 15
441 ft²
HK$2.47M
2/F 11
443 ft²
HK$2.48M
2/F 13
489 ft²
HK$2.67M
4/F 10
443 ft²
HK$2.53M
4/F 3
443 ft²
HK$2.53M
5/F 12
489 ft²
HK$2.71M
Data sourced from Renavon.com