▼ 0.50% · 3.625%
HK$7,372
−HK$462/mo
▼ 0.25% · 3.875%
HK$7,601
−HK$233/mo
Today · 4.125%
HK$7,834
baseline
▲ 0.50% · 4.625%
HK$8,311
+HK$477/mo
Deposit HK$1.62M · loan HK$1.62M · min. income ≈ HK$15,668/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,201
−HK$443/mo
▼ 0.25% · 3.875%
HK$8,421
−HK$223/mo
Today · 4.125%
HK$8,644
baseline
▲ 0.50% · 4.625%
HK$9,100
+HK$456/mo
Deposit HK$1.62M · loan HK$1.62M · min. income ≈ HK$17,288/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,109
−HK$509/mo
▼ 0.25% · 3.875%
HK$8,361
−HK$257/mo
Today · 4.125%
HK$8,618
baseline
▲ 0.50% · 4.625%
HK$9,142
+HK$524/mo
Deposit HK$1.45M · loan HK$1.78M · min. income ≈ HK$17,236/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,021
−HK$488/mo
▼ 0.25% · 3.875%
HK$9,263
−HK$246/mo
Today · 4.125%
HK$9,509
baseline
▲ 0.50% · 4.625%
HK$10,010
+HK$501/mo
Deposit HK$1.45M · loan HK$1.78M · min. income ≈ HK$19,018/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,846
−HK$555/mo
▼ 0.25% · 3.875%
HK$9,122
−HK$279/mo
Today · 4.125%
HK$9,401
baseline
▲ 0.50% · 4.625%
HK$9,973
+HK$572/mo
Deposit HK$1.29M · loan HK$1.94M · min. income ≈ HK$18,802/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,841
−HK$532/mo
▼ 0.25% · 3.875%
HK$10,105
−HK$268/mo
Today · 4.125%
HK$10,373
baseline
▲ 0.50% · 4.625%
HK$10,920
+HK$547/mo
Deposit HK$1.29M · loan HK$1.94M · min. income ≈ HK$20,746/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,584
−HK$601/mo
▼ 0.25% · 3.875%
HK$9,882
−HK$303/mo
Today · 4.125%
HK$10,185
baseline
▲ 0.50% · 4.625%
HK$10,804
+HK$619/mo
Deposit HK$1.13M · loan HK$2.10M · min. income ≈ HK$20,370/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,662
−HK$576/mo
▼ 0.25% · 3.875%
HK$10,948
−HK$290/mo
Today · 4.125%
HK$11,238
baseline
▲ 0.50% · 4.625%
HK$11,830
+HK$592/mo
Deposit HK$1.13M · loan HK$2.10M · min. income ≈ HK$22,476/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,321
−HK$647/mo
▼ 0.25% · 3.875%
HK$10,642
−HK$326/mo
Today · 4.125%
HK$10,968
baseline
▲ 0.50% · 4.625%
HK$11,635
+HK$667/mo
Deposit HK$970K · loan HK$2.26M · min. income ≈ HK$21,936/mo (50% DSR)
Upfront cash ≈ HK$970K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,482
−HK$620/mo
▼ 0.25% · 3.875%
HK$11,790
−HK$312/mo
Today · 4.125%
HK$12,102
baseline
▲ 0.50% · 4.625%
HK$12,740
+HK$638/mo
Deposit HK$970K · loan HK$2.26M · min. income ≈ HK$24,204/mo (50% DSR)
Upfront cash ≈ HK$970K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,058
−HK$693/mo
▼ 0.25% · 3.875%
HK$11,402
−HK$349/mo
Today · 4.125%
HK$11,751
baseline
▲ 0.50% · 4.625%
HK$12,466
+HK$715/mo
Deposit HK$808K · loan HK$2.42M · min. income ≈ HK$23,502/mo (50% DSR)
Upfront cash ≈ HK$808K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,302
−HK$664/mo
▼ 0.25% · 3.875%
HK$12,632
−HK$334/mo
Today · 4.125%
HK$12,966
baseline
▲ 0.50% · 4.625%
HK$13,650
+HK$684/mo
Deposit HK$808K · loan HK$2.42M · min. income ≈ HK$25,932/mo (50% DSR)
Upfront cash ≈ HK$808K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,795
−HK$740/mo
▼ 0.25% · 3.875%
HK$12,162
−HK$373/mo
Today · 4.125%
HK$12,535
baseline
▲ 0.50% · 4.625%
HK$13,298
+HK$763/mo
Deposit HK$647K · loan HK$2.59M · min. income ≈ HK$25,070/mo (50% DSR)
Upfront cash ≈ HK$647K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,122
−HK$709/mo
▼ 0.25% · 3.875%
HK$13,474
−HK$357/mo
Today · 4.125%
HK$13,831
baseline
▲ 0.50% · 4.625%
HK$14,560
+HK$729/mo
Deposit HK$647K · loan HK$2.59M · min. income ≈ HK$27,662/mo (50% DSR)
Upfront cash ≈ HK$647K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,532
−HK$786/mo
▼ 0.25% · 3.875%
HK$12,922
−HK$396/mo
Today · 4.125%
HK$13,318
baseline
▲ 0.50% · 4.625%
HK$14,129
+HK$811/mo
Deposit HK$485K · loan HK$2.75M · min. income ≈ HK$26,636/mo (50% DSR)
Upfront cash ≈ HK$485K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,942
−HK$753/mo
▼ 0.25% · 3.875%
HK$14,316
−HK$379/mo
Today · 4.125%
HK$14,695
baseline
▲ 0.50% · 4.625%
HK$15,470
+HK$775/mo
Deposit HK$485K · loan HK$2.75M · min. income ≈ HK$29,390/mo (50% DSR)
Upfront cash ≈ HK$485K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,270
−HK$832/mo
▼ 0.25% · 3.875%
HK$13,682
−HK$420/mo
Today · 4.125%
HK$14,102
baseline
▲ 0.50% · 4.625%
HK$14,960
+HK$858/mo
Deposit HK$323K · loan HK$2.91M · min. income ≈ HK$28,204/mo (50% DSR)
Upfront cash ≈ HK$323K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,762
−HK$798/mo
▼ 0.25% · 3.875%
HK$15,158
−HK$402/mo
Today · 4.125%
HK$15,560
baseline
▲ 0.50% · 4.625%
HK$16,380
+HK$820/mo
Deposit HK$323K · loan HK$2.91M · min. income ≈ HK$31,120/mo (50% DSR)
Upfront cash ≈ HK$323K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).