▼ 0.50% · 3.625%
HK$15,554
−HK$976/mo
▼ 0.25% · 3.875%
HK$16,038
−HK$492/mo
Today · 4.125%
HK$16,530
baseline
▲ 0.50% · 4.625%
HK$17,535
+HK$1,005/mo
Deposit HK$3.41M · loan HK$3.41M · min. income ≈ HK$33,060/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$204,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,304
−HK$935/mo
▼ 0.25% · 3.875%
HK$17,768
−HK$471/mo
Today · 4.125%
HK$18,239
baseline
▲ 0.50% · 4.625%
HK$19,200
+HK$961/mo
Deposit HK$3.41M · loan HK$3.41M · min. income ≈ HK$36,478/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$204,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,110
−HK$1,073/mo
▼ 0.25% · 3.875%
HK$17,642
−HK$541/mo
Today · 4.125%
HK$18,183
baseline
▲ 0.50% · 4.625%
HK$19,289
+HK$1,106/mo
Deposit HK$3.07M · loan HK$3.75M · min. income ≈ HK$36,366/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$204,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,034
−HK$1,029/mo
▼ 0.25% · 3.875%
HK$19,545
−HK$518/mo
Today · 4.125%
HK$20,063
baseline
▲ 0.50% · 4.625%
HK$21,120
+HK$1,057/mo
Deposit HK$3.07M · loan HK$3.75M · min. income ≈ HK$40,126/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$204,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,665
−HK$1,171/mo
▼ 0.25% · 3.875%
HK$19,246
−HK$590/mo
Today · 4.125%
HK$19,836
baseline
▲ 0.50% · 4.625%
HK$21,042
+HK$1,206/mo
Deposit HK$2.73M · loan HK$4.09M · min. income ≈ HK$39,672/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$204,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,765
−HK$1,122/mo
▼ 0.25% · 3.875%
HK$21,322
−HK$565/mo
Today · 4.125%
HK$21,887
baseline
▲ 0.50% · 4.625%
HK$23,040
+HK$1,153/mo
Deposit HK$2.73M · loan HK$4.09M · min. income ≈ HK$43,774/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$204,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,220
−HK$1,268/mo
▼ 0.25% · 3.875%
HK$20,849
−HK$639/mo
Today · 4.125%
HK$21,488
baseline
▲ 0.50% · 4.625%
HK$22,796
+HK$1,308/mo
Deposit HK$2.39M · loan HK$4.43M · min. income ≈ HK$42,976/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$204,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,495
−HK$1,215/mo
▼ 0.25% · 3.875%
HK$23,098
−HK$612/mo
Today · 4.125%
HK$23,710
baseline
▲ 0.50% · 4.625%
HK$24,960
+HK$1,250/mo
Deposit HK$2.39M · loan HK$4.43M · min. income ≈ HK$47,420/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$204,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,776
−HK$1,365/mo
▼ 0.25% · 3.875%
HK$22,453
−HK$688/mo
Today · 4.125%
HK$23,141
baseline
▲ 0.50% · 4.625%
HK$24,550
+HK$1,409/mo
Deposit HK$2.05M · loan HK$4.77M · min. income ≈ HK$46,282/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$204,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,225
−HK$1,309/mo
▼ 0.25% · 3.875%
HK$24,875
−HK$659/mo
Today · 4.125%
HK$25,534
baseline
▲ 0.50% · 4.625%
HK$26,880
+HK$1,346/mo
Deposit HK$2.05M · loan HK$4.77M · min. income ≈ HK$51,068/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$204,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,331
−HK$1,463/mo
▼ 0.25% · 3.875%
HK$24,057
−HK$737/mo
Today · 4.125%
HK$24,794
baseline
▲ 0.50% · 4.625%
HK$26,303
+HK$1,509/mo
Deposit HK$1.71M · loan HK$5.12M · min. income ≈ HK$49,588/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$204,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,956
−HK$1,402/mo
▼ 0.25% · 3.875%
HK$26,652
−HK$706/mo
Today · 4.125%
HK$27,358
baseline
▲ 0.50% · 4.625%
HK$28,800
+HK$1,442/mo
Deposit HK$1.71M · loan HK$5.12M · min. income ≈ HK$54,716/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$204,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,887
−HK$1,560/mo
▼ 0.25% · 3.875%
HK$25,661
−HK$786/mo
Today · 4.125%
HK$26,447
baseline
▲ 0.50% · 4.625%
HK$28,057
+HK$1,610/mo
Deposit HK$1.36M · loan HK$5.46M · min. income ≈ HK$52,894/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$204,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,686
−HK$1,496/mo
▼ 0.25% · 3.875%
HK$28,429
−HK$753/mo
Today · 4.125%
HK$29,182
baseline
▲ 0.50% · 4.625%
HK$30,720
+HK$1,538/mo
Deposit HK$1.36M · loan HK$5.46M · min. income ≈ HK$58,364/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$204,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,442
−HK$1,658/mo
▼ 0.25% · 3.875%
HK$27,265
−HK$835/mo
Today · 4.125%
HK$28,100
baseline
▲ 0.50% · 4.625%
HK$29,810
+HK$1,710/mo
Deposit HK$1.02M · loan HK$5.80M · min. income ≈ HK$56,200/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$204,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,417
−HK$1,589/mo
▼ 0.25% · 3.875%
HK$30,206
−HK$800/mo
Today · 4.125%
HK$31,006
baseline
▲ 0.50% · 4.625%
HK$32,640
+HK$1,634/mo
Deposit HK$1.02M · loan HK$5.80M · min. income ≈ HK$62,012/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$204,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,998
−HK$1,755/mo
▼ 0.25% · 3.875%
HK$28,868
−HK$885/mo
Today · 4.125%
HK$29,753
baseline
▲ 0.50% · 4.625%
HK$31,564
+HK$1,811/mo
Deposit HK$682K · loan HK$6.14M · min. income ≈ HK$59,506/mo (50% DSR)
Upfront cash ≈ HK$887K (deposit + AVD stamp duty HK$204,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,147
−HK$1,683/mo
▼ 0.25% · 3.875%
HK$31,982
−HK$848/mo
Today · 4.125%
HK$32,830
baseline
▲ 0.50% · 4.625%
HK$34,560
+HK$1,730/mo
Deposit HK$682K · loan HK$6.14M · min. income ≈ HK$65,660/mo (50% DSR)
Upfront cash ≈ HK$887K (deposit + AVD stamp duty HK$204,638 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).