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At today's rate and a 90% mortgage, the deposit on this unit is about HK$453K, with repayments around HK$19,774/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$453K · loan HK$4.08M · min. income ≈ HK$39,548/mo (50% DSR)
Upfront cash ≈ HK$524K (deposit + AVD stamp duty HK$70,841 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 8 min walk to Mass Transit Railway Tai Wo Station Station.
Family-friendly — 54 schools within a 1 km walk.
Everyday convenience — 45 shopping and daily-needs spots nearby.
Healthcare close by — 8 hospitals/clinics within 1 km.
Green space & leisure — 61 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 9/F
- Flat
- F
- Saleable Area
- 421 Saleable ft²
- Gross Area
- 503 ft²
- Efficiency
- 84%
- District
- Tai Po District · New Territories East
- School net (POA)
- 84
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-04-29 | HK$5.18M | +29.5% 6.8y |
| 2015-07-23 | HK$4.00M | +213.7% 8.6y |
| 2006-12-05 | HK$1.27M | +14.9% 0.4y |
| 2006-07-07 | HK$1.11M | −7.5% |
| 2005-04-12 | HK$1.20M | +22.4% |
| 2004-09-17 | HK$980K | — |