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At today's rate and a 90% mortgage, the deposit on this unit is about HK$430K, with repayments around HK$18,754/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$430K · loan HK$3.87M · min. income ≈ HK$37,508/mo (50% DSR)
Upfront cash ≈ HK$490K (deposit + AVD stamp duty HK$59,992 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 8 min walk to Mass Transit Railway Tai Wo Station Station.
Family-friendly — 54 schools within a 1 km walk.
Everyday convenience — 45 shopping and daily-needs spots nearby.
Healthcare close by — 8 hospitals/clinics within 1 km.
Green space & leisure — 61 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 8/F
- Flat
- G
- Saleable Area
- 376 Saleable ft²
- Gross Area
- 449 ft²
- Efficiency
- 84%
- District
- Tai Po District · New Territories East
- School net (POA)
- 84
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-11-29 | HK$3.48M | −3.3% 7.6y |
| 2017-04-24 | HK$3.60M | +164.7% 7.8y |
| 2009-06-24 | HK$1.36M | +0.0% 1.3y |
| 2008-03-17 | HK$1.36M | +25.9% |
| 2007-11-08 | HK$1.08M | — |