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At today's rate and a 90% mortgage, the deposit on this unit is about HK$318K, with repayments around HK$13,885/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$318K · loan HK$2.87M · min. income ≈ HK$27,770/mo (50% DSR)
Upfront cash ≈ HK$318K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Tai Wo Station Station.
Family-friendly — 35 schools within a 1 km walk.
Everyday convenience — 31 shopping and daily-needs spots nearby.
Healthcare close by — 8 hospitals/clinics within 1 km.
Green space & leisure — 46 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 9/F
- Flat
- 8
- Saleable Area
- 287 Saleable ft²
- Gross Area
- 367 ft²
- Efficiency
- 78%
- District
- Tai Po District · New Territories East
- School net (POA)
- 84
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-01-15 | HK$4.66M | +35.1% 4.2y · 8.0%/yr |
| 2016-10-28 | HK$3.45M | +141.3% 6.3y · 22.0%/yr |
| 2010-07-26 | HK$1.43M | +12.6% |
| 2010-05-14 | HK$1.27M | +17.6% |
| 2009-10-13 | HK$1.08M | — |