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At today's rate and a 90% mortgage, the deposit on this unit is about HK$334K, with repayments around HK$14,561/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$334K · loan HK$3.00M · min. income ≈ HK$29,122/mo (50% DSR)
Upfront cash ≈ HK$334K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Tai Wo Station Station.
Family-friendly — 35 schools within a 1 km walk.
Everyday convenience — 31 shopping and daily-needs spots nearby.
Healthcare close by — 8 hospitals/clinics within 1 km.
Green space & leisure — 46 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 20/F
- Flat
- 1
- Saleable Area
- 296 Saleable ft²
- Gross Area
- 377 ft²
- Efficiency
- 79%
- District
- Tai Po District · New Territories East
- School net (POA)
- 84
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-10-20 | HK$5.48M | +37.6% 4.5y · 8.0%/yr |
| 2017-05-02 | HK$3.98M | +352.3% 11.2y · 32.0%/yr |
| 2006-02-10 | HK$880K | −20.0% |
| 1999-10-14 | HK$1.10M | +1.9% |
| 1995-11-16 | HK$1.08M | — |