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At today's rate and a 90% mortgage, the deposit on this unit is about HK$250K, with repayments around HK$10,898/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$250K · loan HK$2.25M · min. income ≈ HK$21,796/mo (50% DSR)
Upfront cash ≈ HK$250K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Tai Wo Station Station.
Family-friendly — 44 schools within a 1 km walk.
Everyday convenience — 36 shopping and daily-needs spots nearby.
Healthcare close by — 8 hospitals/clinics within 1 km.
Green space & leisure — 53 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 4/F
- Flat
- G
- Saleable Area
- 282 Saleable ft²
- Gross Area
- 338 ft²
- Efficiency
- 83%
- District
- Tai Po District · New Territories East
- School net (POA)
- 84
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-04-22 | HK$3.38M | +0.0% 3.1y · 0.0%/yr |
| 2018-03-08 | HK$3.38M | +181.7% 6.8y · 27.0%/yr |
| 2011-04-28 | HK$1.20M | +73.9% |
| 2007-04-19 | HK$690K | +19.0% |
| 2005-04-26 | HK$580K | — |