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At today's rate and a 90% mortgage, the deposit on this unit is about HK$277K, with repayments around HK$12,093/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$277K · loan HK$2.50M · min. income ≈ HK$24,186/mo (50% DSR)
Upfront cash ≈ HK$277K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Tai Wo Station Station.
Family-friendly — 44 schools within a 1 km walk.
Everyday convenience — 36 shopping and daily-needs spots nearby.
Healthcare close by — 8 hospitals/clinics within 1 km.
Green space & leisure — 53 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 11/F
- Flat
- B
- Saleable Area
- 296 Saleable ft²
- Gross Area
- 353 ft²
- Efficiency
- 84%
- District
- Tai Po District · New Territories East
- School net (POA)
- 84
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-07-23 | HK$4.00M | +4.7% 3.4y · 1.0%/yr |
| 2018-02-13 | HK$3.82M | +95.9% 5.3y · 18.0%/yr |
| 2012-10-31 | HK$1.95M | +163.5% |
| 2007-06-14 | HK$740K | −38.3% |
| 1996-12-03 | HK$1.20M | — |