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At today's rate and a 90% mortgage, the deposit on this unit is about HK$410K, with repayments around HK$17,884/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$410K · loan HK$3.69M · min. income ≈ HK$35,768/mo (50% DSR)
Upfront cash ≈ HK$430K (deposit + AVD stamp duty HK$20,126 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway Tai Wo Station Station.
Family-friendly — 44 schools within a 1 km walk.
Everyday convenience — 41 shopping and daily-needs spots nearby.
Healthcare close by — 8 hospitals/clinics within 1 km.
Green space & leisure — 56 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 18/F
- Flat
- E
- Saleable Area
- 365 Saleable ft²
- Gross Area
- 493 ft²
- Efficiency
- 74%
- District
- Tai Po District · New Territories East
- School net (POA)
- 84
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-12-22 | HK$4.98M | −8.6% 3.5y · −3.0%/yr |
| 2018-06-25 | HK$5.45M | +155.9% 7.0y · 22.0%/yr |
| 2011-06-10 | HK$2.13M | +40.1% |
| 2010-10-06 | HK$1.52M | −7.9% |
| 1998-03-24 | HK$1.65M | −20.3% |
| 1997-07-16 | HK$2.07M | +22.5% |
| 1997-04-11 | HK$1.69M | — |