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At today's rate and a 90% mortgage, the deposit on this unit is about HK$418K, with repayments around HK$18,221/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$418K · loan HK$3.76M · min. income ≈ HK$36,442/mo (50% DSR)
Upfront cash ≈ HK$453K (deposit + AVD stamp duty HK$35,587 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway Tai Wo Station Station.
Family-friendly — 44 schools within a 1 km walk.
Everyday convenience — 41 shopping and daily-needs spots nearby.
Healthcare close by — 8 hospitals/clinics within 1 km.
Green space & leisure — 56 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 25/F
- Flat
- D
- Saleable Area
- 365 Saleable ft²
- Gross Area
- 493 ft²
- Efficiency
- 74%
- District
- Tai Po District · New Territories East
- School net (POA)
- 84
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-07-11 | HK$3.40M | −16.0% 2.8y · −6.0%/yr |
| 2022-10-10 | HK$4.05M | −10.0% 1.1y · −9.0%/yr |
| 2021-08-25 | HK$4.50M | −3.8% 3.7y · −1.0%/yr |
| 2017-11-27 | HK$4.68M | +41.8% 3.0y · 14.0%/yr |
| 2014-11-13 | HK$3.30M | +328.6% |
| 2001-12-21 | HK$770K | −46.5% |
| 1996-11-14 | HK$1.44M | — |