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At today's rate and a 90% mortgage, the deposit on this unit is about HK$425K, with repayments around HK$18,520/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$425K · loan HK$3.82M · min. income ≈ HK$37,040/mo (50% DSR)
Upfront cash ≈ HK$474K (deposit + AVD stamp duty HK$49,273 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Tai Wo Station Station.
Family-friendly — 26 schools within a 1 km walk.
Everyday convenience — 28 shopping and daily-needs spots nearby.
Healthcare close by — 8 hospitals/clinics within 1 km.
Green space & leisure — 40 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 2/F
- Flat
- G
- Saleable Area
- 355 Saleable ft²
- Gross Area
- 478 ft²
- Efficiency
- 74%
- District
- Tai Po District · New Territories East
- School net (POA)
- 84
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2023-03-08 | HK$4.80M | +26.3% 6.3y · 4.0%/yr |
| 2016-11-15 | HK$3.80M | +128.9% 5.1y · 13.0%/yr |
| 2010-04-01 | HK$1.66M | +49.5% |
| 2004-10-07 | HK$1.11M | +0.0% |
| 2004-06-05 | HK$1.11M | +20.7% |
| 2002-12-30 | HK$920K | — |