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At today's rate and a 90% mortgage, the deposit on this unit is about HK$425K, with repayments around HK$18,544/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$425K · loan HK$3.83M · min. income ≈ HK$37,088/mo (50% DSR)
Upfront cash ≈ HK$476K (deposit + AVD stamp duty HK$50,384 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Tai Wo Station Station.
Family-friendly — 26 schools within a 1 km walk.
Everyday convenience — 28 shopping and daily-needs spots nearby.
Healthcare close by — 8 hospitals/clinics within 1 km.
Green space & leisure — 40 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 2/F
- Flat
- F
- Saleable Area
- 355 Saleable ft²
- Gross Area
- 478 ft²
- Efficiency
- 74%
- District
- Tai Po District · New Territories East
- School net (POA)
- 84
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-05-19 | HK$5.35M | +64.6% 4.1y · 16.0%/yr |
| 2016-04-07 | HK$3.25M | +27.5% 3.9y · 7.0%/yr |
| 2012-04-30 | HK$2.55M | +44.9% |
| 2010-05-06 | HK$1.76M | +8.0% |
| 2010-02-04 | HK$1.63M | +35.8% |
| 2007-05-10 | HK$1.20M | −17.2% |
| 1998-12-11 | HK$1.45M | — |