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At today's rate and a 90% mortgage, the deposit on this unit is about HK$440K, with repayments around HK$19,211/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$440K · loan HK$3.96M · min. income ≈ HK$38,422/mo (50% DSR)
Upfront cash ≈ HK$507K (deposit + AVD stamp duty HK$66,066 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Tai Wo Station Station.
Family-friendly — 27 schools within a 1 km walk.
Everyday convenience — 29 shopping and daily-needs spots nearby.
Healthcare close by — 8 hospitals/clinics within 1 km.
Green space & leisure — 42 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 7/F
- Flat
- G
- Saleable Area
- 355 Saleable ft²
- Gross Area
- 478 ft²
- Efficiency
- 74%
- District
- Tai Po District · New Territories East
- School net (POA)
- 84
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-04-30 | HK$3.99M | −18.6% 7.4y · −3.0%/yr |
| 2017-12-19 | HK$4.90M | +146.2% 7.3y · 20.0%/yr |
| 2010-08-24 | HK$1.99M | +64.5% |
| 2006-10-10 | HK$1.21M | −53.6% |
| 1997-09-12 | HK$2.61M | +51.7% |
| 1995-08-24 | HK$1.72M | — |