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At today's rate and a 90% mortgage, the deposit on this unit is about HK$435K, with repayments around HK$18,983/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$435K · loan HK$3.92M · min. income ≈ HK$37,966/mo (50% DSR)
Upfront cash ≈ HK$500K (deposit + AVD stamp duty HK$65,280 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Tai Wo Station Station.
Family-friendly — 27 schools within a 1 km walk.
Everyday convenience — 29 shopping and daily-needs spots nearby.
Healthcare close by — 8 hospitals/clinics within 1 km.
Green space & leisure — 42 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 3/F
- Flat
- F
- Saleable Area
- 355 Saleable ft²
- Gross Area
- 478 ft²
- Efficiency
- 74%
- District
- Tai Po District · New Territories East
- School net (POA)
- 84
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-05-26 | HK$5.30M | +44.0% 4.0y · 11.0%/yr |
| 2016-05-13 | HK$3.68M | +178.8% 7.1y · 25.0%/yr |
| 2009-04-22 | HK$1.32M | +24.5% |
| 2001-10-27 | HK$1.06M | −40.8% |
| 1996-08-23 | HK$1.79M | — |