▼ 0.50% · 3.625%
HK$8,213
−HK$516/mo
▼ 0.25% · 3.875%
HK$8,469
−HK$260/mo
Today · 4.125%
HK$8,729
baseline
▲ 0.50% · 4.625%
HK$9,260
+HK$531/mo
Deposit HK$1.80M · loan HK$1.80M · min. income ≈ HK$17,458/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,137
−HK$494/mo
▼ 0.25% · 3.875%
HK$9,382
−HK$249/mo
Today · 4.125%
HK$9,631
baseline
▲ 0.50% · 4.625%
HK$10,139
+HK$508/mo
Deposit HK$1.80M · loan HK$1.80M · min. income ≈ HK$19,262/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,035
−HK$566/mo
▼ 0.25% · 3.875%
HK$9,316
−HK$285/mo
Today · 4.125%
HK$9,601
baseline
▲ 0.50% · 4.625%
HK$10,186
+HK$585/mo
Deposit HK$1.62M · loan HK$1.98M · min. income ≈ HK$19,202/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,051
−HK$543/mo
▼ 0.25% · 3.875%
HK$10,321
−HK$273/mo
Today · 4.125%
HK$10,594
baseline
▲ 0.50% · 4.625%
HK$11,153
+HK$559/mo
Deposit HK$1.62M · loan HK$1.98M · min. income ≈ HK$21,188/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,856
−HK$618/mo
▼ 0.25% · 3.875%
HK$10,163
−HK$311/mo
Today · 4.125%
HK$10,474
baseline
▲ 0.50% · 4.625%
HK$11,112
+HK$638/mo
Deposit HK$1.44M · loan HK$2.16M · min. income ≈ HK$20,948/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,965
−HK$592/mo
▼ 0.25% · 3.875%
HK$11,259
−HK$298/mo
Today · 4.125%
HK$11,557
baseline
▲ 0.50% · 4.625%
HK$12,166
+HK$609/mo
Deposit HK$1.44M · loan HK$2.16M · min. income ≈ HK$23,114/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,678
−HK$669/mo
▼ 0.25% · 3.875%
HK$11,010
−HK$337/mo
Today · 4.125%
HK$11,347
baseline
▲ 0.50% · 4.625%
HK$12,038
+HK$691/mo
Deposit HK$1.26M · loan HK$2.34M · min. income ≈ HK$22,694/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,879
−HK$641/mo
▼ 0.25% · 3.875%
HK$12,197
−HK$323/mo
Today · 4.125%
HK$12,520
baseline
▲ 0.50% · 4.625%
HK$13,180
+HK$660/mo
Deposit HK$1.26M · loan HK$2.34M · min. income ≈ HK$25,040/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,499
−HK$721/mo
▼ 0.25% · 3.875%
HK$11,857
−HK$363/mo
Today · 4.125%
HK$12,220
baseline
▲ 0.50% · 4.625%
HK$12,964
+HK$744/mo
Deposit HK$1.08M · loan HK$2.52M · min. income ≈ HK$24,440/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,792
−HK$692/mo
▼ 0.25% · 3.875%
HK$13,135
−HK$349/mo
Today · 4.125%
HK$13,484
baseline
▲ 0.50% · 4.625%
HK$14,194
+HK$710/mo
Deposit HK$1.08M · loan HK$2.52M · min. income ≈ HK$26,968/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,320
−HK$773/mo
▼ 0.25% · 3.875%
HK$12,703
−HK$390/mo
Today · 4.125%
HK$13,093
baseline
▲ 0.50% · 4.625%
HK$13,889
+HK$796/mo
Deposit HK$900K · loan HK$2.70M · min. income ≈ HK$26,186/mo (50% DSR)
Upfront cash ≈ HK$901K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,706
−HK$741/mo
▼ 0.25% · 3.875%
HK$14,074
−HK$373/mo
Today · 4.125%
HK$14,447
baseline
▲ 0.50% · 4.625%
HK$15,208
+HK$761/mo
Deposit HK$900K · loan HK$2.70M · min. income ≈ HK$28,894/mo (50% DSR)
Upfront cash ≈ HK$901K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,142
−HK$824/mo
▼ 0.25% · 3.875%
HK$13,550
−HK$416/mo
Today · 4.125%
HK$13,966
baseline
▲ 0.50% · 4.625%
HK$14,815
+HK$849/mo
Deposit HK$720K · loan HK$2.88M · min. income ≈ HK$27,932/mo (50% DSR)
Upfront cash ≈ HK$720K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,620
−HK$790/mo
▼ 0.25% · 3.875%
HK$15,012
−HK$398/mo
Today · 4.125%
HK$15,410
baseline
▲ 0.50% · 4.625%
HK$16,222
+HK$812/mo
Deposit HK$720K · loan HK$2.88M · min. income ≈ HK$30,820/mo (50% DSR)
Upfront cash ≈ HK$720K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,963
−HK$876/mo
▼ 0.25% · 3.875%
HK$14,397
−HK$442/mo
Today · 4.125%
HK$14,839
baseline
▲ 0.50% · 4.625%
HK$15,741
+HK$902/mo
Deposit HK$540K · loan HK$3.06M · min. income ≈ HK$29,678/mo (50% DSR)
Upfront cash ≈ HK$540K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,534
−HK$839/mo
▼ 0.25% · 3.875%
HK$15,950
−HK$423/mo
Today · 4.125%
HK$16,373
baseline
▲ 0.50% · 4.625%
HK$17,236
+HK$863/mo
Deposit HK$540K · loan HK$3.06M · min. income ≈ HK$32,746/mo (50% DSR)
Upfront cash ≈ HK$540K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,784
−HK$927/mo
▼ 0.25% · 3.875%
HK$15,244
−HK$467/mo
Today · 4.125%
HK$15,711
baseline
▲ 0.50% · 4.625%
HK$16,667
+HK$956/mo
Deposit HK$360K · loan HK$3.24M · min. income ≈ HK$31,422/mo (50% DSR)
Upfront cash ≈ HK$360K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,447
−HK$889/mo
▼ 0.25% · 3.875%
HK$16,888
−HK$448/mo
Today · 4.125%
HK$17,336
baseline
▲ 0.50% · 4.625%
HK$18,250
+HK$914/mo
Deposit HK$360K · loan HK$3.24M · min. income ≈ HK$34,672/mo (50% DSR)
Upfront cash ≈ HK$360K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).