▼ 0.50% · 3.625%
HK$16,346
−HK$1,025/mo
▼ 0.25% · 3.875%
HK$16,855
−HK$516/mo
Today · 4.125%
HK$17,371
baseline
▲ 0.50% · 4.625%
HK$18,428
+HK$1,057/mo
Deposit HK$3.58M · loan HK$3.58M · min. income ≈ HK$34,742/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$215,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,185
−HK$982/mo
▼ 0.25% · 3.875%
HK$18,673
−HK$494/mo
Today · 4.125%
HK$19,167
baseline
▲ 0.50% · 4.625%
HK$20,178
+HK$1,011/mo
Deposit HK$3.58M · loan HK$3.58M · min. income ≈ HK$38,334/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$215,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,981
−HK$1,127/mo
▼ 0.25% · 3.875%
HK$18,540
−HK$568/mo
Today · 4.125%
HK$19,108
baseline
▲ 0.50% · 4.625%
HK$20,271
+HK$1,163/mo
Deposit HK$3.23M · loan HK$3.94M · min. income ≈ HK$38,216/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$215,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,003
−HK$1,081/mo
▼ 0.25% · 3.875%
HK$20,540
−HK$544/mo
Today · 4.125%
HK$21,084
baseline
▲ 0.50% · 4.625%
HK$22,196
+HK$1,112/mo
Deposit HK$3.23M · loan HK$3.94M · min. income ≈ HK$42,168/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$215,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,615
−HK$1,230/mo
▼ 0.25% · 3.875%
HK$20,226
−HK$619/mo
Today · 4.125%
HK$20,845
baseline
▲ 0.50% · 4.625%
HK$22,114
+HK$1,269/mo
Deposit HK$2.87M · loan HK$4.30M · min. income ≈ HK$41,690/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$215,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,822
−HK$1,179/mo
▼ 0.25% · 3.875%
HK$22,407
−HK$594/mo
Today · 4.125%
HK$23,001
baseline
▲ 0.50% · 4.625%
HK$24,213
+HK$1,212/mo
Deposit HK$2.87M · loan HK$4.30M · min. income ≈ HK$46,002/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$215,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,250
−HK$1,333/mo
▼ 0.25% · 3.875%
HK$21,911
−HK$672/mo
Today · 4.125%
HK$22,583
baseline
▲ 0.50% · 4.625%
HK$23,957
+HK$1,374/mo
Deposit HK$2.51M · loan HK$4.66M · min. income ≈ HK$45,166/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$215,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,640
−HK$1,278/mo
▼ 0.25% · 3.875%
HK$24,274
−HK$644/mo
Today · 4.125%
HK$24,918
baseline
▲ 0.50% · 4.625%
HK$26,231
+HK$1,313/mo
Deposit HK$2.51M · loan HK$4.66M · min. income ≈ HK$49,836/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$215,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,885
−HK$1,435/mo
▼ 0.25% · 3.875%
HK$23,596
−HK$724/mo
Today · 4.125%
HK$24,320
baseline
▲ 0.50% · 4.625%
HK$25,800
+HK$1,480/mo
Deposit HK$2.15M · loan HK$5.02M · min. income ≈ HK$48,640/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$215,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,459
−HK$1,375/mo
▼ 0.25% · 3.875%
HK$26,142
−HK$692/mo
Today · 4.125%
HK$26,834
baseline
▲ 0.50% · 4.625%
HK$28,249
+HK$1,415/mo
Deposit HK$2.15M · loan HK$5.02M · min. income ≈ HK$53,668/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$215,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,519
−HK$1,538/mo
▼ 0.25% · 3.875%
HK$25,282
−HK$775/mo
Today · 4.125%
HK$26,057
baseline
▲ 0.50% · 4.625%
HK$27,642
+HK$1,585/mo
Deposit HK$1.79M · loan HK$5.38M · min. income ≈ HK$52,114/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$215,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,277
−HK$1,474/mo
▼ 0.25% · 3.875%
HK$28,009
−HK$742/mo
Today · 4.125%
HK$28,751
baseline
▲ 0.50% · 4.625%
HK$30,267
+HK$1,516/mo
Deposit HK$1.79M · loan HK$5.38M · min. income ≈ HK$57,502/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$215,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,154
−HK$1,640/mo
▼ 0.25% · 3.875%
HK$26,967
−HK$827/mo
Today · 4.125%
HK$27,794
baseline
▲ 0.50% · 4.625%
HK$29,485
+HK$1,691/mo
Deposit HK$1.43M · loan HK$5.73M · min. income ≈ HK$55,588/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$215,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,096
−HK$1,572/mo
▼ 0.25% · 3.875%
HK$29,876
−HK$792/mo
Today · 4.125%
HK$30,668
baseline
▲ 0.50% · 4.625%
HK$32,284
+HK$1,616/mo
Deposit HK$1.43M · loan HK$5.73M · min. income ≈ HK$61,336/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$215,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,788
−HK$1,743/mo
▼ 0.25% · 3.875%
HK$28,653
−HK$878/mo
Today · 4.125%
HK$29,531
baseline
▲ 0.50% · 4.625%
HK$31,328
+HK$1,797/mo
Deposit HK$1.08M · loan HK$6.09M · min. income ≈ HK$59,062/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$215,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,914
−HK$1,671/mo
▼ 0.25% · 3.875%
HK$31,744
−HK$841/mo
Today · 4.125%
HK$32,585
baseline
▲ 0.50% · 4.625%
HK$34,302
+HK$1,717/mo
Deposit HK$1.08M · loan HK$6.09M · min. income ≈ HK$65,170/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$215,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,423
−HK$1,845/mo
▼ 0.25% · 3.875%
HK$30,338
−HK$930/mo
Today · 4.125%
HK$31,268
baseline
▲ 0.50% · 4.625%
HK$33,171
+HK$1,903/mo
Deposit HK$717K · loan HK$6.45M · min. income ≈ HK$62,536/mo (50% DSR)
Upfront cash ≈ HK$932K (deposit + AVD stamp duty HK$215,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,733
−HK$1,768/mo
▼ 0.25% · 3.875%
HK$33,611
−HK$890/mo
Today · 4.125%
HK$34,501
baseline
▲ 0.50% · 4.625%
HK$36,320
+HK$1,819/mo
Deposit HK$717K · loan HK$6.45M · min. income ≈ HK$69,002/mo (50% DSR)
Upfront cash ≈ HK$932K (deposit + AVD stamp duty HK$215,058 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).