▼ 0.50% · 3.625%
HK$16,740
−HK$1,050/mo
▼ 0.25% · 3.875%
HK$17,261
−HK$529/mo
Today · 4.125%
HK$17,790
baseline
▲ 0.50% · 4.625%
HK$18,873
+HK$1,083/mo
Deposit HK$3.67M · loan HK$3.67M · min. income ≈ HK$35,580/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$220,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,624
−HK$1,006/mo
▼ 0.25% · 3.875%
HK$19,123
−HK$507/mo
Today · 4.125%
HK$19,630
baseline
▲ 0.50% · 4.625%
HK$20,664
+HK$1,034/mo
Deposit HK$3.67M · loan HK$3.67M · min. income ≈ HK$39,260/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$220,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,415
−HK$1,154/mo
▼ 0.25% · 3.875%
HK$18,987
−HK$582/mo
Today · 4.125%
HK$19,569
baseline
▲ 0.50% · 4.625%
HK$20,760
+HK$1,191/mo
Deposit HK$3.30M · loan HK$4.04M · min. income ≈ HK$39,138/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$220,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,486
−HK$1,107/mo
▼ 0.25% · 3.875%
HK$21,035
−HK$558/mo
Today · 4.125%
HK$21,593
baseline
▲ 0.50% · 4.625%
HK$22,731
+HK$1,138/mo
Deposit HK$3.30M · loan HK$4.04M · min. income ≈ HK$43,186/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$220,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,089
−HK$1,259/mo
▼ 0.25% · 3.875%
HK$20,713
−HK$635/mo
Today · 4.125%
HK$21,348
baseline
▲ 0.50% · 4.625%
HK$22,647
+HK$1,299/mo
Deposit HK$2.94M · loan HK$4.40M · min. income ≈ HK$42,696/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$220,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,348
−HK$1,208/mo
▼ 0.25% · 3.875%
HK$22,948
−HK$608/mo
Today · 4.125%
HK$23,556
baseline
▲ 0.50% · 4.625%
HK$24,797
+HK$1,241/mo
Deposit HK$2.94M · loan HK$4.40M · min. income ≈ HK$47,112/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$220,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,763
−HK$1,364/mo
▼ 0.25% · 3.875%
HK$22,440
−HK$687/mo
Today · 4.125%
HK$23,127
baseline
▲ 0.50% · 4.625%
HK$24,535
+HK$1,408/mo
Deposit HK$2.57M · loan HK$4.77M · min. income ≈ HK$46,254/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$220,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,211
−HK$1,308/mo
▼ 0.25% · 3.875%
HK$24,860
−HK$659/mo
Today · 4.125%
HK$25,519
baseline
▲ 0.50% · 4.625%
HK$26,864
+HK$1,345/mo
Deposit HK$2.57M · loan HK$4.77M · min. income ≈ HK$51,038/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$220,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,437
−HK$1,469/mo
▼ 0.25% · 3.875%
HK$24,166
−HK$740/mo
Today · 4.125%
HK$24,906
baseline
▲ 0.50% · 4.625%
HK$26,422
+HK$1,516/mo
Deposit HK$2.20M · loan HK$5.14M · min. income ≈ HK$49,812/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$220,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,073
−HK$1,409/mo
▼ 0.25% · 3.875%
HK$26,772
−HK$710/mo
Today · 4.125%
HK$27,482
baseline
▲ 0.50% · 4.625%
HK$28,930
+HK$1,448/mo
Deposit HK$2.20M · loan HK$5.14M · min. income ≈ HK$54,964/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$220,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,111
−HK$1,574/mo
▼ 0.25% · 3.875%
HK$25,892
−HK$793/mo
Today · 4.125%
HK$26,685
baseline
▲ 0.50% · 4.625%
HK$28,309
+HK$1,624/mo
Deposit HK$1.84M · loan HK$5.51M · min. income ≈ HK$53,370/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$220,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,935
−HK$1,510/mo
▼ 0.25% · 3.875%
HK$28,685
−HK$760/mo
Today · 4.125%
HK$29,445
baseline
▲ 0.50% · 4.625%
HK$30,997
+HK$1,552/mo
Deposit HK$1.84M · loan HK$5.51M · min. income ≈ HK$58,890/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$220,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,785
−HK$1,679/mo
▼ 0.25% · 3.875%
HK$27,618
−HK$846/mo
Today · 4.125%
HK$28,464
baseline
▲ 0.50% · 4.625%
HK$30,196
+HK$1,732/mo
Deposit HK$1.47M · loan HK$5.87M · min. income ≈ HK$56,928/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$220,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,798
−HK$1,610/mo
▼ 0.25% · 3.875%
HK$30,597
−HK$811/mo
Today · 4.125%
HK$31,408
baseline
▲ 0.50% · 4.625%
HK$33,063
+HK$1,655/mo
Deposit HK$1.47M · loan HK$5.87M · min. income ≈ HK$62,816/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$220,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,459
−HK$1,784/mo
▼ 0.25% · 3.875%
HK$29,344
−HK$899/mo
Today · 4.125%
HK$30,243
baseline
▲ 0.50% · 4.625%
HK$32,084
+HK$1,841/mo
Deposit HK$1.10M · loan HK$6.24M · min. income ≈ HK$60,486/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$220,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,660
−HK$1,711/mo
▼ 0.25% · 3.875%
HK$32,509
−HK$862/mo
Today · 4.125%
HK$33,371
baseline
▲ 0.50% · 4.625%
HK$35,130
+HK$1,759/mo
Deposit HK$1.10M · loan HK$6.24M · min. income ≈ HK$66,742/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$220,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,133
−HK$1,889/mo
▼ 0.25% · 3.875%
HK$31,070
−HK$952/mo
Today · 4.125%
HK$32,022
baseline
▲ 0.50% · 4.625%
HK$33,971
+HK$1,949/mo
Deposit HK$734K · loan HK$6.61M · min. income ≈ HK$64,044/mo (50% DSR)
Upfront cash ≈ HK$954K (deposit + AVD stamp duty HK$220,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,522
−HK$1,812/mo
▼ 0.25% · 3.875%
HK$34,422
−HK$912/mo
Today · 4.125%
HK$35,334
baseline
▲ 0.50% · 4.625%
HK$37,196
+HK$1,862/mo
Deposit HK$734K · loan HK$6.61M · min. income ≈ HK$70,668/mo (50% DSR)
Upfront cash ≈ HK$954K (deposit + AVD stamp duty HK$220,245 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).