▼ 0.50% · 3.625%
HK$17,177
−HK$1,077/mo
▼ 0.25% · 3.875%
HK$17,712
−HK$542/mo
Today · 4.125%
HK$18,254
baseline
▲ 0.50% · 4.625%
HK$19,365
+HK$1,111/mo
Deposit HK$3.77M · loan HK$3.77M · min. income ≈ HK$36,508/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$225,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,110
−HK$1,032/mo
▼ 0.25% · 3.875%
HK$19,622
−HK$520/mo
Today · 4.125%
HK$20,142
baseline
▲ 0.50% · 4.625%
HK$21,204
+HK$1,062/mo
Deposit HK$3.77M · loan HK$3.77M · min. income ≈ HK$40,284/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$225,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,895
−HK$1,185/mo
▼ 0.25% · 3.875%
HK$19,483
−HK$597/mo
Today · 4.125%
HK$20,080
baseline
▲ 0.50% · 4.625%
HK$21,302
+HK$1,222/mo
Deposit HK$3.39M · loan HK$4.14M · min. income ≈ HK$40,160/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$225,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,020
−HK$1,136/mo
▼ 0.25% · 3.875%
HK$21,584
−HK$572/mo
Today · 4.125%
HK$22,156
baseline
▲ 0.50% · 4.625%
HK$23,324
+HK$1,168/mo
Deposit HK$3.39M · loan HK$4.14M · min. income ≈ HK$44,312/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$225,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,613
−HK$1,292/mo
▼ 0.25% · 3.875%
HK$21,254
−HK$651/mo
Today · 4.125%
HK$21,905
baseline
▲ 0.50% · 4.625%
HK$23,238
+HK$1,333/mo
Deposit HK$3.01M · loan HK$4.52M · min. income ≈ HK$43,810/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$225,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,931
−HK$1,239/mo
▼ 0.25% · 3.875%
HK$23,546
−HK$624/mo
Today · 4.125%
HK$24,170
baseline
▲ 0.50% · 4.625%
HK$25,444
+HK$1,274/mo
Deposit HK$3.01M · loan HK$4.52M · min. income ≈ HK$48,340/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$225,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,330
−HK$1,401/mo
▼ 0.25% · 3.875%
HK$23,025
−HK$706/mo
Today · 4.125%
HK$23,731
baseline
▲ 0.50% · 4.625%
HK$25,175
+HK$1,444/mo
Deposit HK$2.64M · loan HK$4.90M · min. income ≈ HK$47,462/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$225,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,842
−HK$1,343/mo
▼ 0.25% · 3.875%
HK$25,509
−HK$676/mo
Today · 4.125%
HK$26,185
baseline
▲ 0.50% · 4.625%
HK$27,565
+HK$1,380/mo
Deposit HK$2.64M · loan HK$4.90M · min. income ≈ HK$52,370/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$225,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,048
−HK$1,508/mo
▼ 0.25% · 3.875%
HK$24,796
−HK$760/mo
Today · 4.125%
HK$25,556
baseline
▲ 0.50% · 4.625%
HK$27,111
+HK$1,555/mo
Deposit HK$2.26M · loan HK$5.27M · min. income ≈ HK$51,112/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$225,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,753
−HK$1,446/mo
▼ 0.25% · 3.875%
HK$27,471
−HK$728/mo
Today · 4.125%
HK$28,199
baseline
▲ 0.50% · 4.625%
HK$29,685
+HK$1,486/mo
Deposit HK$2.26M · loan HK$5.27M · min. income ≈ HK$56,398/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$225,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,766
−HK$1,616/mo
▼ 0.25% · 3.875%
HK$26,567
−HK$815/mo
Today · 4.125%
HK$27,382
baseline
▲ 0.50% · 4.625%
HK$29,048
+HK$1,666/mo
Deposit HK$1.88M · loan HK$5.65M · min. income ≈ HK$54,764/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$225,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,664
−HK$1,549/mo
▼ 0.25% · 3.875%
HK$29,433
−HK$780/mo
Today · 4.125%
HK$30,213
baseline
▲ 0.50% · 4.625%
HK$31,805
+HK$1,592/mo
Deposit HK$1.88M · loan HK$5.65M · min. income ≈ HK$60,426/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$225,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,484
−HK$1,723/mo
▼ 0.25% · 3.875%
HK$28,338
−HK$869/mo
Today · 4.125%
HK$29,207
baseline
▲ 0.50% · 4.625%
HK$30,984
+HK$1,777/mo
Deposit HK$1.51M · loan HK$6.03M · min. income ≈ HK$58,414/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$225,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,575
−HK$1,652/mo
▼ 0.25% · 3.875%
HK$31,395
−HK$832/mo
Today · 4.125%
HK$32,227
baseline
▲ 0.50% · 4.625%
HK$33,926
+HK$1,699/mo
Deposit HK$1.51M · loan HK$6.03M · min. income ≈ HK$64,454/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$225,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,201
−HK$1,831/mo
▼ 0.25% · 3.875%
HK$30,110
−HK$922/mo
Today · 4.125%
HK$31,032
baseline
▲ 0.50% · 4.625%
HK$32,921
+HK$1,889/mo
Deposit HK$1.13M · loan HK$6.40M · min. income ≈ HK$62,064/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$225,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,486
−HK$1,755/mo
▼ 0.25% · 3.875%
HK$33,357
−HK$884/mo
Today · 4.125%
HK$34,241
baseline
▲ 0.50% · 4.625%
HK$36,046
+HK$1,805/mo
Deposit HK$1.13M · loan HK$6.40M · min. income ≈ HK$68,482/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$225,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,919
−HK$1,939/mo
▼ 0.25% · 3.875%
HK$31,881
−HK$977/mo
Today · 4.125%
HK$32,858
baseline
▲ 0.50% · 4.625%
HK$34,857
+HK$1,999/mo
Deposit HK$753K · loan HK$6.78M · min. income ≈ HK$65,716/mo (50% DSR)
Upfront cash ≈ HK$979K (deposit + AVD stamp duty HK$225,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,397
−HK$1,858/mo
▼ 0.25% · 3.875%
HK$35,320
−HK$935/mo
Today · 4.125%
HK$36,255
baseline
▲ 0.50% · 4.625%
HK$38,167
+HK$1,912/mo
Deposit HK$753K · loan HK$6.78M · min. income ≈ HK$72,510/mo (50% DSR)
Upfront cash ≈ HK$979K (deposit + AVD stamp duty HK$225,991 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).