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At today's rate and a 90% mortgage, the deposit on this unit is about HK$497K, with repayments around HK$21,667/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$497K · loan HK$4.47M · min. income ≈ HK$43,334/mo (50% DSR)
Upfront cash ≈ HK$608K (deposit + AVD stamp duty HK$111,765 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Tai Wo Station Station.
Family-friendly — 27 schools within a 1 km walk.
Everyday convenience — 27 shopping and daily-needs spots nearby.
Healthcare close by — 8 hospitals/clinics within 1 km.
Green space & leisure — 39 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 11/F
- Flat
- E
- Saleable Area
- 400 Saleable ft²
- Gross Area
- 530 ft²
- Efficiency
- 75%
- District
- Tai Po District · New Territories East
- School net (POA)
- 84
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-07-21 | HK$5.85M | +17.0% 4.6y · 4.0%/yr |
| 2017-12-21 | HK$5.00M | +115.5% 6.9y · 17.0%/yr |
| 2011-02-09 | HK$2.32M | −3.7% |
| 1997-05-02 | HK$2.41M | −9.1% |
| 1997-04-24 | HK$2.65M | +26.2% |
| 1997-01-14 | HK$2.10M | — |