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At today's rate and a 90% mortgage, the deposit on this unit is about HK$510K, with repayments around HK$22,264/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$510K · loan HK$4.59M · min. income ≈ HK$44,528/mo (50% DSR)
Upfront cash ≈ HK$625K (deposit + AVD stamp duty HK$114,848 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Tai Wo Station Station.
Family-friendly — 27 schools within a 1 km walk.
Everyday convenience — 27 shopping and daily-needs spots nearby.
Healthcare close by — 8 hospitals/clinics within 1 km.
Green space & leisure — 39 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 3/F
- Flat
- D
- Saleable Area
- 440 Saleable ft²
- Gross Area
- 585 ft²
- Efficiency
- 75%
- District
- Tai Po District · New Territories East
- School net (POA)
- 84
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-01-10 | HK$4.80M | −20.4% 4.7y · −4.0%/yr |
| 2020-03-31 | HK$6.03M | +37.7% 4.0y · 10.0%/yr |
| 2016-04-15 | HK$4.38M | +67.8% 4.6y · 15.0%/yr |
| 2011-09-19 | HK$2.61M | +31.8% |
| 2010-02-11 | HK$1.98M | +8.8% |
| 1995-11-23 | HK$1.82M | — |