9/F C
in CLASSICAL GARDENS PHASE 4 GRAND DYNASTY VIEW BLOCK 30
Tai Po District · New Territories East
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At today's rate and a 90% mortgage, the deposit on this unit is about HK$566K, with repayments around HK$24,680/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$566K · loan HK$5.09M · min. income ≈ HK$49,360/mo (50% DSR)
Upfront cash ≈ HK$693K (deposit + AVD stamp duty HK$127,308 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Family-friendly — 19 schools within a 1 km walk.
Everyday convenience — 11 shopping and daily-needs spots nearby.
Green space & leisure — 17 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 9/F
- Flat
- C
- Saleable Area
- 530 Saleable ft²
- Gross Area
- 665 ft²
- Efficiency
- 80%
- District
- Tai Po District · New Territories East
- School net (POA)
- 84
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-11-21 | HK$5.28M | −12.0% 6.4y · −2.0%/yr |
| 2019-06-17 | HK$6.00M | +26.8% 2.9y · 9.0%/yr |
| 2016-07-19 | HK$4.73M | +47.8% 4.8y · 10.0%/yr |
| 2011-09-20 | HK$3.20M | +13.9% |
| 2010-03-17 | HK$2.81M | −28.1% |
| 1997-12-20 | HK$3.91M | — |