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Crescira AVM · estimated value Medium confidence
HK$10.46M
≈ HK$11,078 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$3.14M, with repayments around HK$35,478/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$33,385
−HK$2,093/mo
▼ 0.25% · 3.875%
HK$34,423
−HK$1,055/mo
Today · 4.125%
HK$35,478
baseline
▲ 0.50% · 4.625%
HK$37,637
+HK$2,159/mo

Deposit HK$3.14M · loan HK$7.32M · min. income ≈ HK$70,956/mo (50% DSR)

Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$392,164 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
10/F
Flat
D
Saleable Area
944 ft²
Gross Area
1,182 ft²
Efficiency
80%
District
Tai Po District · New Territories East
School net (POA)
84

Transaction History

Date Price Gain / loss
1999-10-09 HK$4.10M −41.8%
1997-12-20 HK$7.05M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Tai Po Market
≈ 13 min walk · 995 m
Education
17
schools within 1 km (4 within 500 m)
Daily convenience
11
within 1 km (0 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
16
parks, libraries, sports within 1 km

Family-friendly — 17 schools within a 1 km walk.

Everyday convenience — 11 shopping and daily-needs spots nearby.

Green space & leisure — 16 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com