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Crescira AVM · estimated value Medium confidence
HK$10.31M
≈ HK$10,889 / ft² saleable · updated 2026-06-01
Not an offer or formal valuation
Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 70% mortgage, the deposit on this unit is about HK$3.09M, with repayments around HK$34,985/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$32,920
−HK$2,065/mo
▼ 0.25% · 3.875%
HK$33,944
−HK$1,041/mo
Today · 4.125%
HK$34,985
baseline
▲ 0.50% · 4.625%
HK$37,113
+HK$2,128/mo

Deposit HK$3.09M · loan HK$7.22M · min. income ≈ HK$69,970/mo (50% DSR)

Upfront cash ≈ HK$3.48M (deposit + AVD stamp duty HK$386,707 · Scale 2, in force from 26 Feb 2026)

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Mass Transit Railway Ma On Shan Station
≈ 4 min walk · 255 m
Education
27
schools within 1 km (5 within 500 m)
Daily convenience
24
within 1 km (6 within 500 m)
Health
3
hospitals/clinics within 1 km
Recreation
25
parks, libraries, sports within 1 km

Excellent connectivity — about 4 min walk to Mass Transit Railway Ma On Shan Station Station.

Family-friendly — 27 schools within a 1 km walk.

Everyday convenience — 24 shopping and daily-needs spots nearby.

Healthcare close by — 3 hospitals/clinics within 1 km.

Green space & leisure — 25 parks, libraries and sports venues nearby.

Location

Unit Information

Floor
5/F
Flat
A
Saleable Area
947 Saleable ft²
Gross Area
1,228 ft²
Efficiency
77%
District
Sha Tin District · New Territories East
School net (POA)
89

Transaction History

Date Price Gain / loss
2026-02-09 HK$10.58M −20.7%
7.8y · −3.0%/yr
2018-04-17 HK$13.35M +198.7%
19.8y · 10.0%/yr
1998-07-21 HK$4.47M
Data sourced from Renavon.com