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Crescira AVM · estimated value Medium confidence
HK$7.08M
≈ HK$12,687 / ft² saleable · updated 2026-06-01
Not an offer or formal valuation
Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$708K, with repayments around HK$30,880/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$29,058
−HK$1,822/mo
▼ 0.25% · 3.875%
HK$29,962
−HK$918/mo
Today · 4.125%
HK$30,880
baseline
▲ 0.50% · 4.625%
HK$32,759
+HK$1,879/mo

Deposit HK$708K · loan HK$6.37M · min. income ≈ HK$61,760/mo (50% DSR)

Upfront cash ≈ HK$920K (deposit + AVD stamp duty HK$212,388 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Mass Transit Railway Ma On Shan Station
≈ 4 min walk · 255 m
Education
27
schools within 1 km (5 within 500 m)
Daily convenience
24
within 1 km (6 within 500 m)
Health
3
hospitals/clinics within 1 km
Recreation
25
parks, libraries, sports within 1 km

Excellent connectivity — about 4 min walk to Mass Transit Railway Ma On Shan Station Station.

Family-friendly — 27 schools within a 1 km walk.

Everyday convenience — 24 shopping and daily-needs spots nearby.

Healthcare close by — 3 hospitals/clinics within 1 km.

Green space & leisure — 25 parks, libraries and sports venues nearby.

Location

Unit Information

Floor
20/F
Flat
E
Saleable Area
558 Saleable ft²
Gross Area
733 ft²
Efficiency
76%
District
Sha Tin District · New Territories East
School net (POA)
89

Transaction History

Date Price Gain / loss
2025-06-04 HK$7.04M −15.0%
6.1y · −2.0%/yr
2019-05-21 HK$8.28M +31.6%
4.3y · 7.0%/yr
2015-01-16 HK$6.29M +96.6%
2009-05-08 HK$3.20M +3.2%
2007-12-20 HK$3.10M +26.0%
2002-01-15 HK$2.46M +7.0%
2001-11-14 HK$2.30M −25.8%
1998-07-21 HK$3.10M
Data sourced from Renavon.com