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At today's rate and a 90% mortgage, the deposit on this unit is about HK$503K, with repayments around HK$21,923/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$503K · loan HK$4.52M · min. income ≈ HK$43,846/mo (50% DSR)
Upfront cash ≈ HK$616K (deposit + AVD stamp duty HK$113,086 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Tai Wai Station.
Family-friendly — 38 schools within a 1 km walk.
Everyday convenience — 25 shopping and daily-needs spots nearby.
Healthcare close by — 4 hospitals/clinics within 1 km.
Green space & leisure — 37 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 5/F
- Flat
- A
- Saleable Area
- 386 Saleable ft²
- Gross Area
- 494 ft²
- Efficiency
- 78%
- District
- Sha Tin District · New Territories East
- School net (POA)
- 88
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-08-08 | HK$4.53M | −19.2% 5.4y · −3.0%/yr |
| 2019-03-07 | HK$5.60M | +40.0% 3.2y · 12.0%/yr |
| 2015-12-21 | HK$4.00M | +36.5% 3.4y · 11.0%/yr |
| 2012-08-13 | HK$2.93M | — |