Skip to content
Crescira AVM · estimated value Medium confidence
HK$22.82M
≈ HK$10,293 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$6.85M, with repayments around HK$77,415/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$72,847
−HK$4,568/mo
▼ 0.25% · 3.875%
HK$75,113
−HK$2,302/mo
Today · 4.125%
HK$77,415
baseline
▲ 0.50% · 4.625%
HK$82,126
+HK$4,711/mo

Deposit HK$6.85M · loan HK$15.97M · min. income ≈ HK$154,830/mo (50% DSR)

Upfront cash ≈ HK$7.82M (deposit + AVD stamp duty HK$969,817 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
5/F
Flat
B
Saleable Area
2,217 ft²
Gross Area
2,500 ft²
Efficiency
89%
District
Sha Tin District · New Territories East
School net (POA)
88

Transaction History

Date Price Gain / loss
2017-06-23 HK$24.00M +235.7%
13.5y
2004-01-06 HK$7.15M −19.4%
1996-04-26 HK$8.87M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Hin Keng
≈ 12 min walk · 927 m
Education
33
schools within 1 km (16 within 500 m)
Daily convenience
23
within 1 km (5 within 500 m)
Health
1
hospitals/clinics within 1 km
Recreation
25
parks, libraries, sports within 1 km

Family-friendly — 33 schools within a 1 km walk.

Everyday convenience — 23 shopping and daily-needs spots nearby.

Healthcare close by — 1 hospital/clinics within 1 km.

Green space & leisure — 25 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com