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Crescira AVM · estimated value Medium confidence
HK$23.06M
≈ HK$10,403 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$6.92M, with repayments around HK$78,242/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$73,625
−HK$4,617/mo
▼ 0.25% · 3.875%
HK$75,915
−HK$2,327/mo
Today · 4.125%
HK$78,242
baseline
▲ 0.50% · 4.625%
HK$83,003
+HK$4,761/mo

Deposit HK$6.92M · loan HK$16.14M · min. income ≈ HK$156,484/mo (50% DSR)

Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$980,172 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
6/F
Flat
B
Saleable Area
2,217 ft²
Gross Area
2,500 ft²
Efficiency
89%
District
Sha Tin District · New Territories East
School net (POA)
88

Transaction History

Date Price Gain / loss
2021-02-22 HK$31.00M +63.2%
7.6y
2013-07-25 HK$19.00M +40.7%
2007-06-13 HK$13.50M +8.0%
1997-01-28 HK$12.50M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Hin Keng
≈ 12 min walk · 927 m
Education
33
schools within 1 km (16 within 500 m)
Daily convenience
23
within 1 km (5 within 500 m)
Health
1
hospitals/clinics within 1 km
Recreation
25
parks, libraries, sports within 1 km

Family-friendly — 33 schools within a 1 km walk.

Everyday convenience — 23 shopping and daily-needs spots nearby.

Healthcare close by — 1 hospital/clinics within 1 km.

Green space & leisure — 25 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com